About the role

Financial Operations Specialist ensuring accuracy and compliance in financial operations for FlapKap. Focused on credit operations, collections, and data integrity with efficient processing.

Responsibilities

Convert and parse bank statements and financial documents using multiple tech and automation tools.
Categorize and structure financial data into Excel and analysis sheets for Credit Team review.
Validate the completeness and accuracy of required client documentation prior to credit assessment.
Review client contracts issued by Commercial Admin against Credit Team-approved offers to ensure full alignment.
Review cheques submitted by the clients and validate against approved repayment schedules.
Ensure all pre-disbursement conditions are met ahead of disbursement.
Upload and validate disbursement details on the FlapKap application.
Create and manage KYC records in line with regulatory and internal requirements.
Handle settlements, replacement cheques, and related operational actions.
Ensure all disbursements are accurately reflected in systems and supporting documentation.
Review all collections received from clients and reconcile against expected repayment schedules.
Identify discrepancies and coordinate with the Accounting team to resolve mismatches promptly.
Maintain accurate and up-to-date collection tracking records.
Monitor settlement schedules and follow up on due and overdue payments.
Coordinate internally to ensure settlements are recorded accurately and on time.
Connect with clients with overdue payments to ensure maximum collection and recovery rates.

Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field.
0-3 years of experience in financial operations, credit operations, fintech, banking operations, or accounting support.
Strong knowledge of
Experience in fintech, lending, factoring, or financial services is a strong plus.
**Technical Skills:**
Strong proficiency in Excel (data parsing, reconciliation, analysis).
High attention to detail with the ability to validate large volumes of financial data accurately.
Comfortable working with multiple systems and tools
**Core Competencies:**
Ownership &Accountability: Strong sense of ownership and accountability — sees tasks through end to end.
One-Team Collaboration: Strong communication skills and ability to collaborate cross-functionally.
Data-Informed Agility: Able to operate with speed and precision in a KPI-driven environment.
Customer &Partner Centricity: Delivering a smooth, transparent experience for customers and external partners.
**Preferred/ Advantageous Skills :**
Experience validating contracts, cheque details, signatures, and approvals.
Solid understanding of financial controls, compliance, and documentation standards.