Senior Product Manager leading payments and financial platforms at a Lagos-based fintech. Driving product vision and execution for a transformative B2B payments solution.
Responsibilities
Define and own the payments product vision, strategy, and multi-year roadmap aligned with company growth and global expansion goals.
Act as the Payments Value Stream owner, accountable for outcomes across acquiring, collections, settlement, and integrations.
Lead Card Acquiring products across Visa and Mastercard, including authorization flows, settlement, chargebacks, and compliance.
Own collections and disbursement workflows across local and international payment methods.
Design and optimize payment orchestration, routing, and failover strategies.
Ensure products meet Nigerian, African, and international payment ecosystem requirements.
Partner closely with Compliance and Risk teams to embed PCI-DSS, KYC, AML, and regulatory controls into product flows.
Lead deep discovery: customer interviews, merchant insights, market analysis, and competitive benchmarking.
Maintain a strong understanding of the Nigerian fintech landscape.
Translate business and customer needs into PRDs, user stories, API contracts, and acceptance criteria.
Work closely with engineering on solution design, sprint planning, and technical trade-offs.
Own backlog prioritization to ensure focus on customer impact, revenue, and risk reduction.
Drive user acceptance testing, release readiness, and post-launch iterations.
Lead ERP and accounting system integrations to automate reconciliation, reporting, and financial workflows.
Collaborate with Platform teams to ensure all payment capabilities are API-first and scalable.
Partner with Product Marketing, Sales, and Growth teams to define positioning, pricing implications, and launch plans.
Requirements
Minimum of 6-8 years of Product Management experience, with deep focus on payments or fintech platforms.
Hands-on experience delivering Card Acquiring products with Visa & Mastercard.
Strong understanding of collections, settlements, FX, and cross-border payments.
Demonstrated experience in the Nigerian and African payments ecosystem, with exposure to international markets.
Experience integrating with ERP and accounting systems.
Proven track record of scaling customer-facing financial products.
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