Product Owner at ACA Group focusing on bridging back office operations and business agility. Managing the quote to cash landscape including Salesforce.com and WorkDay with integrated vision.
About the role
- Principal Product Manager leading growth and innovation for Cotality’s borrower qualification platform. Transforming traditional underwriting with AI, intelligent automation, and agentic workflows.
Responsibilities
- Define and drive the product strategy and roadmap for borrower verification and qualification services within AutomatIQ Borrower.
- Lead the integration of AI/ML models, intelligent agents, and decisioning engines to automate underwriting tasks and reduce manual effort.
- Translate complex underwriting workflows into intuitive, automated product experiences that improve loan quality and reduce cycle times.
- Serve as the internal SME on borrower qualification workflows, including Credit, Capacity, Collateral, and Capital (the 4Cs).
- Partner with engineering and architecture teams to design scalable APIs and services that power real-time verification and decisioning.
- Lead agile ceremonies and ensure delivery of high-quality features through clear acceptance criteria and testable requirements.
Requirements
- Bachelor’s degree in Business, Finance, Computer Science, or related field.
- 10+ years in financial services or mortgage technology, with 5+ years focused on borrower verification and qualification.
- Deep understanding of mortgage origination workflows, especially borrower-facing processes and underwriting decision engines.
- Proven experience working with LOS/POS platforms (e.g., Encompass, Empower, Mortgage Cadence) and GSE AUS systems (DU, LPA, AIM, D1C).
- Strong background in API design, data integration, and automation of underwriting logic.
- Experience with AI/ML technologies, intelligent document processing (IDP), and agent-based automation frameworks is highly desirable.
- Hands-on experience with agile product development, including backlog grooming, sprint planning, and cross-functional collaboration.
- Proficiency in tools like Figma, Visio, or Lucidchart for workflow modeling and prototyping.
- Exceptional communication and stakeholder management skills, with the ability to influence across technical and business teams.
Benefits
- Generous PTO and 11 paid holidays, plus well-being and volunteer time off.
- Up to 16 weeks of fully paid parental leave and a baby stipend.
- Multiple medical plan options with mental health and wellness support offerings.
- 401(k) with company match and vesting after one year.
- $400 annual well-being stipend and tuition assistance up to $5,250.
- Recognition Rewards, Referral bonuses, exclusive discounts and more!
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