Managing credit admission strategies for individual credit cards and loans with a focus on client needs. Overseeing risks and developing leadership within multidisciplinary teams at BBVA.
About the role
- Risk Strategy Leader developing and implementing risk management strategies for fintech platform. Leading initiatives to enhance risk governance and cross-functional collaboration.
Responsibilities
- Lead the design and execution of comprehensive risk management frameworks, focusing on merchant risk, transaction monitoring, and fraud prevention.
- Define and oversee risk control policies, procedures, and workflows, ensuring effectiveness and compliance across the organization.
- Drive the development of advanced analytics and modeling techniques using SQL, Python, and BI tools to detect emerging threats and high-risk patterns proactively.
- Guide and mentor risk management team members in risk assessment, incident analysis, and process improvements.
- Collaborate strategically with senior leadership, Product, Compliance, and Operations teams to align risk strategies with business objectives and regulatory requirements.
- Monitor industry trends, emerging fraud tactics, and regulatory developments to adapt risk strategies proactively.
- Establish and oversee key risk indicators (KRIs) and develop dashboards for real-time risk monitoring and reporting.
- Lead incident reviews, root cause analyses, and implement corrective actions to enhance system resilience.
- Represent the risk function in cross-functional projects and facilitate a risk-aware culture within the organization.
Requirements
- Bachelor’s or Master’s degree in Business, Finance, Economics, Data Analytics, or related fields.
- 8+ years of progressive experience in risk management, fraud detection, or related roles within fintech, crypto, or payments industries, with at least 2 years in a team leadership or strategic role.
- Deep expertise in merchant risk, KYB/KYC processes, fraud detection, and transaction monitoring.
- Proven ability to develop and lead risk strategies, policies, and teams.
- Strong analytical and data-driven decision-making skills, with proficiency in SQL, Python, and BI tools (e.g., Tableau, Power BI).
- Excellent communication skills in English, capable of engaging with international teams and senior stakeholders.
- A strategic thinker with a proactive mindset, capable of driving change and influencing organizational risk culture.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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