Hybrid Associate Director, Risk Operations, Payments

Posted 3 hours ago

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About the role

  • Senior leader overseeing risk operations across North America at a fintech giant. Responsible for strategy, team management, and operational performance in payments risk.

Responsibilities

  • Define and own the North American Risk Operations Strategy
  • Translate strategy into clear OKRs, roadmaps, and operating plans
  • Build, lead, and develop a high-performing leadership team in the US
  • Create a culture of ownership, craftsmanship, and continuous improvement
  • Own end-to-end operational performance for North America payments risk operations
  • Oversee design and execution of merchant underwriting and monitoring
  • Partner with global legal, risk, and compliance teams
  • Work with Product and Engineering to evolve risk tooling
  • Champion automation and AI to speed up decisions and improve effectiveness
  • Represent Airwallex Risk Operations in key deals, escalations, and audits
  • Influence decisions on product launches and business models

Requirements

  • 10+ years of experience in payments / fintech / acquiring
  • 3+ years people management experience
  • Deep expertise in consumer fraud / transaction risk
  • Deep expertise in merchant risk / credit risk
  • Proven track record managing senior ICs in multi-location teams
  • Ability to operate in ambiguity and drive outcomes in high-growth environments
  • Exceptional stakeholder management and communication skills
  • Experience balancing risk appetite with commercial objectives
  • Bachelor's degree or equivalent practical experience

Benefits

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k) plan
  • Short-term disability
  • Long-term disability
  • Basic life insurance
  • Well-being benefits
  • 20 paid days of vacation
  • 12 paid days of company holidays

Job title

Associate Director, Risk Operations, Payments

Job type

Experience level

Senior

Salary

$185,000 - $220,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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