Credit Portfolio Analyst II at Citi conducting credit reviews and manage portfolio exposure globally. Involves risk assessments, financial projections, and collaboration with various teams.
Responsibilities
Conduct risk assessments and client credit analyses with supervision.
Review financial results and peer analyses to support the preparation of financial projections.
Assist in the preparation of green-light and transaction approval memos.
Support due diligence activities and the building of cash flow models and sensitivity analyses.
Escalate credit concerns and updates to senior risk and business managers.
Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite.
Assist with portfolio review preparation and the conduct of stress tests.
Build working relationships with various teams across the bank, including deal, coverage, and product teams.
Requirements
0-2 years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting, and valuation.
Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.
Familiarity with data interpretation and ability to challenge decisions based on data analysis.
Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies.
Ability to interpret data, make sound decisions, and challenge the basis of the analysis.
Clear and concise written and verbal communication.
Ability to work with little direction and in a team.
Adaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment.
Benefits
Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more.
We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
We empower our employees to manage their financial well-being and help them plan for the future.
Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
We offer our employees resources and tools to volunteer in the communities in which they live and work.
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