Head of Insurance and Risk overseeing risk governance and insurance strategies for Circle K. Leading casualty claims management and collaboration across operational teams in a global company.
Responsibilities
Build and maintain a comprehensive global risk management framework aligned with operational, financial, environmental, and regulatory priorities.
Identify and assess risks across retail operations, fuel distribution, transportation, environmental compliance, and supply chain.
Lead enterprise risk committees, reporting processes, and executive‑level risk communication.
Advise senior leadership on emerging risks, including environmental liability, cyber threats, regulatory shifts, and market volatility.
Design and manage global insurance programs covering property, casualty, auto/fleet, workers’ compensation, environmental liability, cyber, and specialty risks.
Lead annual renewals, market negotiations, and program structuring to optimize coverage, retentions, and total cost of risk.
Maintain strong relationships with brokers, carriers, TPAs, and risk engineering partners.
Oversee end to end management of casualty claims, including: General liability (slip‑and‑fall, premises liability), Auto liability (fleet accidents, fuel transport), Workers’ compensation (retail and logistics workforce), Product liability (fuel quality, foodservice).
Collaborate with operations, environmental health & safety, legal, HR, and supply chain teams to reduce risk exposure across thousands of retail sites and fuel assets.
Manage global insurance budgets, including premiums, retentions, deductibles, and claims reserves.
Requirements
Bachelor’s degree required; advanced degree or professional designation (ARM, CPCU, CRM, JD) preferred.
12–15+ years of progressive experience in risk management, insurance, or claims leadership, ideally within retail, fuel distribution, logistics, or similarly complex operational environments.
Deep expertise in casualty claims, including high‑volume retail claims and fleet‑related exposures.
Strong negotiation skills and established relationships within the insurance and risk management community.
Proven ability to lead global programs and influence senior stakeholders.
Exceptional analytical, communication, and strategic‑thinking capabilities.
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