Administrating of the credit by making control sheet and instruction sheet, checking of collateral, receiving necessary agreements, and checking credit line utilization.
Being intermediary between customers and other departments for good communication.
Concentrating and supporting any job related to this department.
Co-operating with the policy from management and credit manager.
Minimizing our credit risk by obtaining information from customers or market.
Preparing the renewal credit application, setting up new credit facility, making credit review report and others which related to this department, in order to smoothen our operation, etc.
Seeking new opportunity, promoting banking's business and expanding new business to new potential customers.
Promoting banking products to existing customers, seeking new opportunity and expanding business in area of those customers.
To support and perform any other related duties assigned by the superior.
Requirements
Bachelor’s degree in finance, Accounting, Economics, or a related field.
Minimum of 3-5 years in credit analysis or a similar role within the banking or financial services industry.
Advanced credit analysis skill; ratio analysis, financial statement analysis, risk assessment, cash flow analysis and knowledge of cash flow projection.
Proficiency in accounting principles and financial techniques.
Strong understanding of all credit products, security management and covenant control.
Proficiency in English, both spoken and written.
Ability to work under pressure, maintain accuracy, and meet deadline.
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