Hybrid Product Manager – Payments

at B-Stock Solutions

• Job title: Product Manager – Payments
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: $140,000 - $160,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, San Mateo, United States

About the role

• Product Manager overseeing payments at B-Stock, responsible for payment systems, vendor integrations, and improving transaction workflows in a fintech environment.

Responsibilities

• Drive discovery, prioritization, and execution for payment systems including invoicing, disbursements, automated billing, and payment method infrastructure — while staying flexible to take on adjacent product areas as needs evolve.
• Manage the full lifecycle of integrations with payment vendors such as Stripe, GetBalance, NetSuite, and future partners — from discovery and scoping through launch and iteration.
• Define, track, and continuously improve payment-related KPIs including Time to Pay, payment success rates, and failure/chargeback rates.
• Translate complex financial and technical requirements into detailed PRDs, user stories, and acceptance criteria that engineering teams can execute with minimal back-and-forth.
• Proactively surface and address risks related to fraud, payment compliance, and reconciliation gaps before they become customer-facing issues.
• Collaborate closely with engineering, finance, operations, and account management to resolve integration challenges and ship reliable payment features.
• Develop strong working knowledge of payment flows, reconciliation processes, and vendor capabilities to effectively represent the domain in cross-functional discussions.
• Partner with account management and engineering to manage payment-related client migrations and technical onboarding with minimal disruption.
• Clearly articulate product strategy, tradeoffs, and feature rationale to leadership, engineering, and client-facing teams across all areas you support.
• Keep up with product best practices, payment industry trends, emerging vendors, and relevant regulatory developments to continuously improve the areas you own.

Requirements

• 3+ years of product management experience, with at least 2 years focused on payments, fintech, or financial infrastructure, preferably within a B2B, SaaS, marketplace, or e-commerce environment.
• BA/BS/MS degree in Business, Computer Science, Engineering, Finance, or a related field.
• Demonstrated history of shipping payment features or integrations with measurable business impact.
• Proficiency in product management and collaboration tools; comfort working with technical documentation and API-level concepts.
• Payments familiarity: Experience working on or alongside payment systems — including concepts such as ACH, wire transfers, credit card processing, net terms, automated billing, or reconciliation; depth in some areas is valued over breadth in all.
• Integration experience: Hands-on experience managing third-party payment platform integrations such as Stripe, GetBalance, NetSuite, or comparable vendors.
• Technical fluency: Ability to read API documentation, understand system architecture tradeoffs, and collaborate closely with engineering teams on complex integration decisions.
• Data-driven decision making: Proficiency in defining KPIs, analyzing payment data, and using insights to drive prioritization and product decisions.
• Requirements definition: Strong ability to write detailed PRDs and manage technical backlogs with minimal oversight.
• Risk awareness: Comfortable working with cross-functional partners — finance, legal, operations — to identify and navigate fraud, compliance, and reconciliation considerations in complex B2B environments.
• Communication: Excellent written and verbal communication for PRDs, stakeholder updates, and cross-functional alignment.
• AI fluency: Comfortable leveraging AI tools — including Claude and Claude Code — to accelerate discovery, requirements writing, data analysis, and day-to-day product workflows; treats AI as a core productivity layer, not an afterthought.
• Independence: Can work autonomously within a strategic framework, make sound product decisions, and deliver results consistently.

Benefits

• Competitive compensation packages, including bonus and options
• Medical, Dental, and Vision benefits
• Paid Time Off, telecommuting, and matching 401(K)
• Support for continuing education
• Team offsites, social events, and extracurricular activities are a staple
• Snacks, drinks, and the occasional box of donuts