Onsite Credit Officer II – Dealer Financial Services

Posted 4 hours ago

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About the role

  • Credit Officer II managing credit risk for client portfolios at Bank of America. Leading underwriting, structuring solutions, and coaching team members for optimal performance.

Responsibilities

  • Responsible for managing, monitoring, and documenting credit risk for a portfolio of clients
  • Monitoring changes in credit profiles, compliance with credit agreements, and structuring and underwriting new financing solutions
  • Assessing risk solutions adhering to the bank's risk appetite and risk strategies
  • Coaching and leading team members
  • Providing expert level advisory guidance in complex debt capital solutions
  • Collaborating with Relationship Managers and other product partners to assess client needs
  • Underwriting and structuring complex credit transactions with minimal oversight
  • Oversight of assigned portfolio to maintain credit quality

Requirements

  • Minimum of 7 years commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization.
  • Strong knowledge and comprehension of loan and collateral documentation
  • Ability to accurately analyze borrower’s financial picture and deliver a comprehensive risk analysis to manager and risk officers
  • Confidence and ability to develop an independent viewpoint and present a business case to support conclusions
  • Excellent relationship management skills, experience working in a team environment, ability to help influence constituencies with diverse views towards consensus
  • Coaching and mentoring skills
  • Strong Microsoft Office Skills
  • Minimum of 10 years commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization in the auto retail space (desired)
  • Direct customer-facing experience in a goal-oriented environment (desired)
  • Bachelor’s degree in Finance or Accounting (desired)

Benefits

  • Access to paid time off
  • Industry-leading benefits
  • Resources and support to make an impact

Job title

Credit Officer II – Dealer Financial Services

Job type

Experience level

SeniorLead

Salary

$99,000 - $225,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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