Senior Claims Administrator managing and negotiating pre-authorization and Letter of Guarantee requests. Reviewing medical admissions and ensuring adherence to policy terms and conditions while providing stakeholder updates.
Responsibilities
Review and assess pre-authorization and Letter of Guarantee (LOG/GOP) requests to ensure alignment with policy terms and conditions.
Evaluate medical information, treatment plans, and cost estimates to determine coverage eligibility.
Negotiate with healthcare providers to secure preferential rates
Ensure timely and accurate communication with hospitals, members, brokers, and internal teams regarding case status and decisions including inbound and outbound calls, fax and email.
Monitor ongoing cases and provide updates to all relevant parties throughout the admission or treatment process.
Identify potential risks such as non-disclosure, policy exclusions, or overutilization of benefits.
Coordinate with medical advisors and underwriting teams when additional review or clarification is required.
Ensure all documentation and decisions are properly recorded in the system in compliance with company standards.
Finalize cases, ensuring completeness, accuracy, and proper closure within service level agreements (SLAs).
Handle more complex or sensitive cases.
Take ownership of cases requiring advanced knowledge, deeper analysis, or cross-team coordination.
Assist in reviewing cases handled by junior staff by provide guidance, quality checks, and feedback to ensure accuracy and adherence to processes.
Requirements
University degree in medical discipline is a strong plus
Excellent command of the English, Cantonese language. Mandarin would also be an asset for the role.
Proficient in using computers, Microsoft Office, Internet, and E-mail
5+ years of experience in letter of guarantee (LOG)/preauthorization issuance or claims processing in medical/life insurance
Able to analyze and interpret medical information, product features, research data, and synthesize information.
Able to adapt and work well in a multi-cultural environment.
Excellent communication skills both spoken and written
Flexible and able to multitask effectively in a fast-paced environment
Strong time management and organizational skills
IIQE Paper 1 & 2 certified, or willing to obtain certification within 3 months of joining.
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