Portfolio Manager managing transactions and business portfolios for Fifth Third Bank. Assessing credit viability and collaborating with clients and stakeholders in a financial setting.
Responsibilities
Accountable for managing a portfolio of accounts
Review and recommend credit decisions
Partners with the Relationship Manager to meet with clients and participate in business Development calls
Assess prospective client's viability for credit
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
Value collateral
Generate commitment letters
Assist in providing business partners credit lending policy interpretation
Perform final risk rating analysis
Capture and document credit decisions, conditions, and modifications
Collaborates with the Credit Analyst to perform Portfolio management duties
Establish and maintain Investor Group on lender Portal
Perform Monitoring action and Conduct periodic deal Review
Execute decisions to renew or modify deals
Communicate directly with clients regarding credit events and actions as needed
Works independently to pitch a more complex deal structure
A focus on continuous learning to keep up with ever-changing market dynamics
Mentor to more Junior PMs and Credit Analysts.
Requirements
Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
At least 6 years credit analysis and/or loan review experience in Commercial Banking
Advanced analytical skills, critical thinking and verbal and written communication skills
Professional presence (client-facing)
Experience managing an advanced commercial client portfolio with some degree of complexity
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
Expertise in financial and risk analysis, including financial modeling
Demonstrated expertise in using effective problem solving
Proficient with technology and ability to learn new applications.
Benefits
Comprehensive benefits
Differentiated compensation offerings
Physical, financial, emotional and social well-being benefits
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