Senior Risk Manager designing future payment solutions for large retailers, preventing fraud and credit risks through data analysis and optimization.
Responsibilities
Monitor and steer key performance indicators such as probability of default, fraud rates and acceptance rates
Continuously optimize the automated scoring process through risk analyses using Python and SQL in close collaboration with Data Science, Business Analytics, IT, Commercial and Legal teams
Act as the go-to partner for internal teams and merchants/partners in managing consumer risk
Evaluate risks in new product developments
Contribute risk insights to pricing calculations
Support business growth by advising on improving traffic quality and conversion performance
Specify business requirements for the further development of systems and tools used by the department
Optimize team processes for scalability and operational excellence
Requirements
Professional experience in ecommerce, payments or banking
Relevant experience in credit and/or fraud risk management
Experience working on cross-functional projects
Advanced data analysis skills in SQL
Beginner-level data analysis skills in Python
Ability to communicate clearly and effectively in English with team members, merchants/partners and other departments (German is a plus)
Benefits
Flexible working hours
Remote work (within the EU for up to 4 weeks per year)
28 vacation days per year
Financial security including a pension plan
Monthly team lunches
Learning and development (access to self‑development platforms such as language courses and skills training)
Gym membership or public transport allowance
Ratepaw community: our office has a dog-friendly floor — bring your pawsome pet to work when needed
Senior Flood Modeler at Tokio Marine HCC utilizing technical expertise in catastrophe risk modeling. Joining a bright team to lead research and development in risk modeling and analytics.
Data Governance Manager responsible for establishing data governance framework. Leading data quality initiatives and ensuring regulatory compliance at AP+ payments organization.
Senior Clinical Consultant using extensive medical expertise for reviewing claims and assessing treatment costs in a hybrid work environment. Collaborating with internal and external teams on various healthcare solutions.
Microsoft 365 Governance & Operations Lead at Teva managing governance and operations across M365. Leading digital workplace technologies initiatives including Microsoft 365, Power Platform, and emerging GenAI capabilities.
Track and manage project invoicing and reporting for State Street. Liaison with finance teams, vendors, and project managers, enhancing executive reporting and resource planning.
Risk Control Consultant providing risk management expertise to underwriters at Travelers. Evaluating hazards and controls while fostering relationships with clients and stakeholders.
Senior Enterprise Data Governance Professional at Humana defining and implementing data governance programs. Collaborating across departments to enhance data strategy and governance maturity with compliance oversight.
Management of stock and loss prevention at Grupo Boticário focusing on reducing losses and risks. Involves coordinating processes across retail operations and providing training.
Senior Risk Advisor providing risk advisory support for Vanguard’s payment capabilities including debit cards and digital payment models. Collaborating with cross - functional teams to ensure compliance and resilience.
Master Data Governance Analyst at Lincoln Electric tasked with implementing governance initiatives for data integrity. Collaborating across teams to ensure global compliance and effective data management practices.