Senior Risk Manager designing future payment solutions for large retailers, preventing fraud and credit risks through data analysis and optimization.
Responsibilities
Monitor and steer key performance indicators such as probability of default, fraud rates and acceptance rates
Continuously optimize the automated scoring process through risk analyses using Python and SQL in close collaboration with Data Science, Business Analytics, IT, Commercial and Legal teams
Act as the go-to partner for internal teams and merchants/partners in managing consumer risk
Evaluate risks in new product developments
Contribute risk insights to pricing calculations
Support business growth by advising on improving traffic quality and conversion performance
Specify business requirements for the further development of systems and tools used by the department
Optimize team processes for scalability and operational excellence
Requirements
Professional experience in ecommerce, payments or banking
Relevant experience in credit and/or fraud risk management
Experience working on cross-functional projects
Advanced data analysis skills in SQL
Beginner-level data analysis skills in Python
Ability to communicate clearly and effectively in English with team members, merchants/partners and other departments (German is a plus)
Benefits
Flexible working hours
Remote work (within the EU for up to 4 weeks per year)
28 vacation days per year
Financial security including a pension plan
Monthly team lunches
Learning and development (access to self‑development platforms such as language courses and skills training)
Gym membership or public transport allowance
Ratepaw community: our office has a dog-friendly floor — bring your pawsome pet to work when needed
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