Engaging with Business CDS leadership to manage risks and ensure compliance. Aggregating and reporting risks while providing risk advice and influencing business strategy.
About the role
- Senior Risk Manager designing future payment solutions for large retailers, preventing fraud and credit risks through data analysis and optimization.
Responsibilities
- Monitor and steer key performance indicators such as probability of default, fraud rates and acceptance rates
- Continuously optimize the automated scoring process through risk analyses using Python and SQL in close collaboration with Data Science, Business Analytics, IT, Commercial and Legal teams
- Act as the go-to partner for internal teams and merchants/partners in managing consumer risk
- Evaluate risks in new product developments
- Contribute risk insights to pricing calculations
- Support business growth by advising on improving traffic quality and conversion performance
- Specify business requirements for the further development of systems and tools used by the department
- Optimize team processes for scalability and operational excellence
Requirements
- Professional experience in ecommerce, payments or banking
- Relevant experience in credit and/or fraud risk management
- Experience working on cross-functional projects
- Advanced data analysis skills in SQL
- Beginner-level data analysis skills in Python
- Ability to communicate clearly and effectively in English with team members, merchants/partners and other departments (German is a plus)
Benefits
- Flexible working hours
- Remote work (within the EU for up to 4 weeks per year)
- 28 vacation days per year
- Financial security including a pension plan
- Monthly team lunches
- Learning and development (access to self‑development platforms such as language courses and skills training)
- Gym membership or public transport allowance
- Ratepaw community: our office has a dog-friendly floor — bring your pawsome pet to work when needed
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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