Hybrid Senior Manager – Portfolio Monitoring

Posted 2 weeks ago

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About the role

  • Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research, to ensure Bank’s lending remains within acceptable Risk metrics.
  • Drafting detailed credit reports with key takeaways on the purpose report has to be concise, easy to read for credit risk to review and comment
  • Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan
  • Developing and maintaining detailed financial model (in Excel) comprising transaction details, financial statement analysis, projections, ratio & variance analysis, key performance indicators, credit metrics, amongst others
  • Conducting sensitivity analysis – for stress testing on loans for serviceability
  • Regular interaction with key stakeholders and clients to discuss for eg.borrower requirements and performance, data gaps inconsistencies, analytical frameworks, loan servicing etc.
  • The role follows regular business hours, and the candidate is expected to work in normal shift timings.

Requirements

  • 4-8 years of experience in Portfolio Monitoring
  • Strong financial analysis skills– thorough understanding of accounting / financial concepts including financial statements, variance analysis, and assessment of key credit risk metrices and covenants
  • Ability to draft credit reports
  • Strong communication skills (oral and written) in English.
  • Proficient in use of Excel, handling linked worksheets, able to handle complex models.
  • Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player, fast learner and willing to take ownership of tasks and deliverables.
  • Hands on attitude, willing/capable to understand the big picture.
  • Ability to succeed in a culture where change and speed are part of daily work.

Job title

Senior Manager – Portfolio Monitoring

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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