Support and manage credit analyses for decision-making and presentations to the credit committee.
Act as a liaison between origination, management and recovery teams, ensuring compliance and risk control.
Responsibilities
The Senior Credit Analyst for Middle Office will be responsible for supporting and managing activities related to credit analysis.
Perform credit work, covering all relevant information necessary for decision-making and presentation to the credit committee.
Monitor portfolios, manage credit risk and ensure compliance, acting as a key link between credit origination and management & recovery areas.
Be proactive in resolving requests, support the commercial area, conduct client credit visits and calls, and work effectively in a team.
This professional will play an active role in validating analyses, identifying emerging risks, and ensuring adherence to internal policies and regulations.
Requirements
Experience in credit analysis, credit risk management, and financial analysis of companies.
Knowledge of financial statement analysis (balance sheet, income statement/P&L, cash flow).
Knowledge of the capital markets, financial instruments, and applicable regulations (Central Bank of Brazil - BACEN; Brazilian Securities Commission - CVM).
Familiarity with credit risk analysis tools.
Strong analytical and problem-solving skills. Excellent verbal and written communication skills, with the ability to present complex information clearly.
Bachelor’s degree in Administration, Accounting, Engineering, Economics, or a related field.
Proficiency in Microsoft Office.
Good communication skills.
Technical knowledge of the company’s products/services or the industry of operation.
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