Financing Representative/Credit Analyst at Scania managing financing offers and credit assessments for customers. Building relationships with dealers and contributing to market plans.
Responsibilities
Financing & insurance offering, negotiation of financing conditions, collection of credit information, customer and financed object, incl. international customers
Develop and maintain good working relations with Scania dealers.
Follow up on competition and competitors financing conditions, evaluate financing margins.
Responsible for data collection quality and for balancing quality of credit proposals versus push for portfolio growth
Credit assessment of customers and prospects, preparation of credit decisions, make recommendations to credit decisions and securities; Internal negotiations with Credit Committee & with Scania dealers;
Documentation and quality follow up on credit information
Contribution to market plan
Develop and maintain relations to customers and suppliers
Requirements
Very Proactive and self-organized team player with strong communication skills
Target driven and ambitious approach
At least 3 years of experience on the leasing market is an advantage
Able to work in a fast-paced environment and can deal with demanding customers in an effective manner and with strategic approach
Solution oriented
Focus on details is important and ability to work under pressing deadlines
Very good English level and Excel skills
Willingness to travel within the country when needed
Strong interpersonal and collaborative skills
Benefits
Flexible work options available
Competitive company environment and opportunities for development and career growth
A company that is enjoying record growth
A dynamic and inclusive work culture
Salary packaging & Corporate benefits program
Bonus incentive scheme based on individual quarterly performance
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