Director of Card Operations leading operational strategy for global debit and credit card programs at Optimus. Ensuring transaction availability, operational excellence, and partner relationships with banks and processors.
Responsibilities
Support and oversee the operational excellence of Optimus’ card programs, maintaining near-100% transaction uptime and robust performance standards.
Develop real-time monitoring frameworks, lead incident response protocols, and drive post-incident reviews to prevent recurrence.
Design and implement data-driven dashboards and performance reports for both internal and external stakeholders.
Lead the operational implementation of new card programs globally, coordinating across Product, Engineering, Compliance, and Customer Support teams.
Ensure all card programs meet regulatory obligations and deliver a frictionless customer experience from day one.
Act as the primary operational contact for issuing banks, processors, card networks, and related third parties.
Negotiate and manage commercial agreements, SLAs, and KPIs to optimize program performance.
Develop scalable processes for card issuance, transaction processing, dispute handling, fraud mitigation, and compliance monitoring.
Continuously identify and implement operational improvements to enhance efficiency and minimize risk.
Act as the go-to subject matter expert on card operations, providing strategic and technical guidance to Product, Compliance, Support, and Executive teams.
Stay ahead of emerging trends, regulatory updates, and network mandates within the global card ecosystem, ensuring Optimus remains competitive and compliant.
Requirements
Significant experience leading card operations or card issuing functions within a fintech, issuer processor, card network, or digital bank.
Deep, practical understanding of card transaction flows, network rules, authorization/settlement processes, and dispute management.
Demonstrated success in launching and scaling card programs across multiple jurisdictions.
Proven ability to build and manage strong partnerships with issuing banks, processors, and card networks.
Track record of delivering high service availability and operational resilience in complex, fast-moving environments.
Strong analytical mindset with a proactive approach to risk management and incident resolution.
Skilled in commercial negotiation and vendor relationship management.
Confident using real-time monitoring and analytics tools to inform operational decisions.
Exceptional organizational, communication, and leadership abilities, with a collaborative approach to cross-functional work.
Benefits
Annual bonus program based on individual, team and company performance.
Home office stipend for a productive setup.
Generous PTO, healthcare, and employee assistance programs.
Engaging events and celebrations.
Well-stocked office kitchen with a foodie culture.
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