Hybrid Director of Card Operations

Posted 2 months ago

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About the role

  • Director of Card Operations leading operational strategy for global debit and credit card programs at Optimus. Ensuring transaction availability, operational excellence, and partner relationships with banks and processors.

Responsibilities

  • Support and oversee the operational excellence of Optimus’ card programs, maintaining near-100% transaction uptime and robust performance standards.
  • Develop real-time monitoring frameworks, lead incident response protocols, and drive post-incident reviews to prevent recurrence.
  • Design and implement data-driven dashboards and performance reports for both internal and external stakeholders.
  • Lead the operational implementation of new card programs globally, coordinating across Product, Engineering, Compliance, and Customer Support teams.
  • Ensure all card programs meet regulatory obligations and deliver a frictionless customer experience from day one.
  • Act as the primary operational contact for issuing banks, processors, card networks, and related third parties.
  • Negotiate and manage commercial agreements, SLAs, and KPIs to optimize program performance.
  • Develop scalable processes for card issuance, transaction processing, dispute handling, fraud mitigation, and compliance monitoring.
  • Continuously identify and implement operational improvements to enhance efficiency and minimize risk.
  • Act as the go-to subject matter expert on card operations, providing strategic and technical guidance to Product, Compliance, Support, and Executive teams.
  • Stay ahead of emerging trends, regulatory updates, and network mandates within the global card ecosystem, ensuring Optimus remains competitive and compliant.

Requirements

  • Significant experience leading card operations or card issuing functions within a fintech, issuer processor, card network, or digital bank.
  • Deep, practical understanding of card transaction flows, network rules, authorization/settlement processes, and dispute management.
  • Demonstrated success in launching and scaling card programs across multiple jurisdictions.
  • Proven ability to build and manage strong partnerships with issuing banks, processors, and card networks.
  • Track record of delivering high service availability and operational resilience in complex, fast-moving environments.
  • Strong analytical mindset with a proactive approach to risk management and incident resolution.
  • Skilled in commercial negotiation and vendor relationship management.
  • Confident using real-time monitoring and analytics tools to inform operational decisions.
  • Exceptional organizational, communication, and leadership abilities, with a collaborative approach to cross-functional work.

Benefits

  • Annual bonus program based on individual, team and company performance.
  • Home office stipend for a productive setup.
  • Generous PTO, healthcare, and employee assistance programs.
  • Engaging events and celebrations.
  • Well-stocked office kitchen with a foodie culture.

Job title

Director of Card Operations

Job type

Experience level

Lead

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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