Portfolio Management: Maintain and monitor an assigned portfolio of relationships and loans, ensuring compliance with credit policies and risk standards.
Underwriting & Credit Analysis: Perform detailed financial analysis, property evaluations, and risk assessments for new and existing loans.
Deal Structuring: Prepare and present credit proposals for term loans, ensuring alignment with client objectives and internal guidelines.
Growth Support: Assist in originating and executing new lending opportunities to expand the WIRED portfolio.
Client Engagement: Serve as a primary point of contact for assigned clients, providing guidance and responding to inquiries related to loan terms and portfolio performance.
Requirements
Bachelor's degree, or equivalent work experience
Three to five years of experience in a finance/analytical related role
Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
Effective analytical and technical report writing skills
Effective verbal and written communication skills
Ability to work independently performing financial analyses as a first line of defense and communicate potential issues
Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank
Ability to independently participate in client bank meetings if necessary
Experience in commercial real estate lending or credit analysis
Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
Familiarity with nCino is beneficial
Works independently and manages priorities effectively
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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