Hybrid Credit Analyst

Posted 3 weeks ago

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About the role

  • Portfolio Management: Maintain and monitor an assigned portfolio of relationships and loans, ensuring compliance with credit policies and risk standards.
  • Underwriting & Credit Analysis: Perform detailed financial analysis, property evaluations, and risk assessments for new and existing loans.
  • Deal Structuring: Prepare and present credit proposals for term loans, ensuring alignment with client objectives and internal guidelines.
  • Growth Support: Assist in originating and executing new lending opportunities to expand the WIRED portfolio.
  • Client Engagement: Serve as a primary point of contact for assigned clients, providing guidance and responding to inquiries related to loan terms and portfolio performance.

Requirements

  • Bachelor's degree, or equivalent work experience
  • Three to five years of experience in a finance/analytical related role
  • Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
  • Effective analytical and technical report writing skills
  • Effective verbal and written communication skills
  • Ability to work independently performing financial analyses as a first line of defense and communicate potential issues
  • Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank
  • Ability to independently participate in client bank meetings if necessary
  • Experience in commercial real estate lending or credit analysis
  • Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
  • Familiarity with nCino is beneficial
  • Works independently and manages priorities effectively

Benefits

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Job title

Credit Analyst

Job type

Experience level

Mid levelSenior

Salary

$92,820 - $109,200 per year

Degree requirement

Bachelor's Degree

Location requirements

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