Credit Analyst II conducting in-depth financial analysis and underwriting for Education clients at TD. Supporting high-quality credit decisions in accordance with risk management policies.
Responsibilities
Conducting in-depth industry and financial analysis of existing and potential borrowers
Performing underwriting analysis of Borrower's character, credit worthiness and financial condition
Preparing insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
Analyzing financial statements, management profiles, and business cycles to identify trends and assess credit risk
Maintaining credit files and monitoring compliance with regulatory requirements
Requirements
4 year degree or equivalent experience
2+ years related experience required
Developed knowledge of credit and financial analysis techniques
Strong analytical and research skills
Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software
Ability to multi-task and meet deadlines
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
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