Analyst ensuring data quality and reporting consistency in the bank’s financial operations. Responsible for data analysis and visualization supporting management decisions.
About the role
- CDD Analyst supporting onboarding and validation of retail and SME customers to ensure compliance. Focused on AML activities and collaboration with risk and compliance teams.
Responsibilities
- Undertakes all CDD activity to support the onboarding and ongoing review and validation of both Retail and SME customers to the Bank.
- Undertaking EDD (Enhanced Due Diligence) where higher risk ratings are present to ensure the bank is protected from fin crime risk.
- Responsible for ensuring and operationalising all required AML activity in conjunction with the 2nd Line Risk and Compliance teams and the MLRO with a particular focus on the management of risk and meeting regulatory requirements, whilst acting at all times in the best interest of customers, employees and other key stakeholders.
- Responsible for the day-to-day 1st Line CDD activity validating the quality of decisioning supported by external agencies and undertaking full reviews and making decisions and recommendation on more complex CDD activity which falls outside of system parameters.
- Will work closely with colleagues across the operations function (including across sites) and other Bank functions to ensure end-to-end coverage of onboarding, account review and payment processes and with a strong working and collaborative working relationship required with the 2nd Line Risk & Compliance colleagues and the MLRO.
- Implement and observe a first-class leading CDD record and review framework, with records accurately maintained and properly catalogued in accordance with the framework and its procedures and requirements.
- Implement and observe an AML record and review framework, with records accurately maintained, properly catalogued in accordance with the framework and its procedures and requirements.
- Ongoing review of all CDD processes and procedures to assure that key failure points are identified and appropriately flagged.
- Develop and implement a CDD reporting dashboard in line with business operational and reporting needs.
- Ensure controls and checks are in place and are being actively managed to ensure all activities including the management of exceptions and reconciliations are completed accurately, effectively and in a timely manner, escalating issues and problems to the HOO.
- CDD & AML subject matter SME, working closely with all projects delivering change into the Bank to identify to ensure relevant CDD & AML responsibilities are appropriately considered.
Requirements
- CDD and AML subject matter expert and practitioner,
- Excellent working knowledge of FCA, PRA regulations and JMLSG guidelines.
- Able to facilitate, manage and approve CDD and EDD cases within delegated authority, escalating to the MLRO and with records
- Able to review CDD records for accuracy, completeness and compliance with AML regulatory compliance including maintaining and updating existing clients
- Experience of dealing with a variety of entity types including complex SPVs, charities, trusts and corporates, including SME customers with complex business structures across multi-jurisdictions.
- Able to establish final beneficiary ownership within entities, conducting checks such as PEP, sanction and adverse media and maintaining PEP registers
- Liaising with internal departments and acting as point of contact for clients to resolve any queries, with experience of working with outsourced and multi-site operations.
- Proven experience building and implementing strategies to identify and mitigate CDD and AML risks
- Experience of building, implementing and improving the customer experience attaching to the CDD and AML processes.
Benefits
- Full onboarding support and continued development opportunities
- Options for flexible working
- Regular social activities
- Pension contributions
- Discretionary bonus scheme
- Private health cover
- Life assurance
- Family friendly policies including enhanced Maternity & Paternity leave
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Location requirements
Senior Performance Analyst leading organic search initiatives and collaborating on paid search efforts at TELUS Santé. Optimizing digital footprint for traditional and AI - driven search landscapes.
Analyste en Approvisionnement au sein de MHIRJ, axé sur la performance des fournisseurs et la gestion des contrats. Développer des stratégies d'approvisionnement et maintenir des relations avec les fournisseurs.
Analyst for LATAM Consumer & Retail team at Fitch Ratings, providing high - quality analysis and support for existing ratings. Collaborate with team members on quantitative and qualitative financial assessments.
Senior Analyst specializing in Ingenium system for the Brazilian insurance sector. Involves support, functional improvements, and ensuring solution reliability in critical environments.
Senior AS400 Analyst responsible for stability and performance of critical legacy systems. Involves technical reference, incident resolution, and application quality assurance.
Analista de PMO supporting project management at EVT for challenging projects. Seeking professional with experience in project governance, deadlines, and visibility of information.
Quality Analyst overseeing Management Systems compliance, CAPA reports, and internal audits at Univar Solutions. Ensuring quality in manufacturing and engaging with staff training.
Project Controls Analyst managing cost and schedule for Electric Operations projects at PG&E. Collaborating with project managers to ensure accurate budget forecasting and reporting.
Project Controls Analyst supporting major electric operations projects at PG&E with focus on cost and schedule management. Collaborating with Project Managers to ensure project objectives are achievable.