Hybrid AML Officer

at TMGM

• Job title: AML Officer
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Sydney, Australia

About the role

• AML Officer managing Anti-Money Laundering compliance at TMGM, a premier online trading and investment services provider in Asia Pacific, ensuring adherence to regulatory standards.

Responsibilities

• Develop, review, and update AML/CTF policies and procedures in line with relevant laws and regulatory requirements.
• Implement group-wide AML/CTF compliance standards and ensure consistency across jurisdictions.
• Maintain and enhance the company’s AML risk-based approach and customer due diligence (CDD) procedures.
• Oversee the onboarding and ongoing due diligence of clients, ensuring appropriate identification, verification, and screening (including PEP, sanctions, and adverse media).
• Review high-risk client profiles and approve enhanced due diligence (EDD) measures.
• Monitor and ensure third-party verification tools (e.g., SumSub, WorldCheck) are effectively configured and maintained.
• Monitor client transactions for suspicious activity using automated surveillance tools and manual reviews.
• Investigate alerts, document findings, and escalate suspicious activity reports (SMR) to the CCO.
• Prepare and submit reports to relevant financial intelligence units (e.g., AUSTRAC, FIU-Mauritius, FSA Seychelles) within required timelines.
• Conduct AML/CTF training for employees across departments.
• Ensure staff are familiar with red-flag indicators, typologies, and escalation channels.
• Ensure retention and accessibility of CDD and transaction records per regulatory requirements.
• Support data protection compliance when handling sensitive customer information.

Requirements

• Bachelor’s degree in Law, Finance, Business, or related field (Master’s degree or AML certifications preferred).
• Experience in AML/CTF compliance is preferred, particularly within the contexts of CFDs, derivatives, foreign exchange, or securities trading.
• Comprehensive understanding of the AML/CTF Act 2006, coupled with knowledge of AUSTRAC regulatory requirements and pertinent obligations set forth by ASIC.
• A robust understanding of KYC/CDD processes, sanctions screening, and transaction monitoring frameworks.
• Proven experience in managing investigations and preparing Suspicious Matter Reports (SMRs).
• Prior exposure to trading platforms and environments involving high-frequency transactions.
• Familiarity with international AML/CTF frameworks, including those established by FATF, EU AML Directives, UK FCA, and US FinCEN.
• Holders of relevant certifications, such as CAMS or ICA Diploma, are encouraged to apply.

Benefits

• Competitive salary and performance-based bonuses.
• Opportunities for career growth and development within a global company.
• Collaborative and inclusive work environment with exposure to cross-region operations.
• Health and wellness benefits.
• Flexible working arrangements.