compliance

CoinsPaid is a cryptocurrency payment service provider based in Estonia that specializes in offering a comprehensive range of crypto payment solutions for businesses. This includes a payment gateway, business wallet, and OTC desk, enabling companies to process transactions in various cryptocurrencies securely and efficiently. CoinsPaid stands out for its focus on lowering transaction fees, enhancing security through blockchain technology, and promoting financial inclusion by making crypto payments accessible to a global audience.

Our goal is to provide seamless cryptocurrency payment solutions that integrate smoothly with traditional economy.

How Do We Help Businesses Grow:

Global Expansion: Easily expand your business worldwide by leveraging the borderless nature of crypto payments.

Cost Reduction: We eliminate the burden of one-time setup or service fees, and offer commissions as low as 0.8%.

Rapid Transactions: Our system ensures that you receive payments within minutes, anytime.

Enhanced Compliance: We employ advanced anti money laundering protocols to protect you from dirty transactions.

Currency Flexibility: Harness full benefits of cryptocurrency while dealing with FIAT. Receive FIAT settlements directly to your bank account in your preferred currency.

We're on a mission to bring joy and simplicity to the world of crypto payments. Join us in embracing the future of finance!

CoinsPaid

• Ensure the company’s operations comply with Estonian financial regulations, MiCA requirements, EMI regulations, and applicable EU directives.
• Monitor legislative and regulatory changes affecting CASPs, EMIs, digital assets, and crypto-related services.
• Draft, update, and implement internal compliance policies, procedures, and manuals.
• Perform compliance reviews and monitoring activities.
• Act as a point of contact with the FSA and other relevant authorities for compliance-related matters.
• Work closely with operational, legal, and risk teams to ensure compliance requirements are embedded.
• Conduct compliance training sessions for employees.

Compliance Officer

Compliance Officer ensuring compliance with Estonian financial regulations and working closely with authorities. Drafting policies and conducting training within a remote-first crypto payments company.

• Ensure independent oversight of compliance with Estonian regulations, MiCA requirements, and the Payment Institution (PI) framework.
• Monitor regulatory developments and assess their impact on the business, providing clear guidance to stakeholders.
• Maintain and periodically review compliance policies and procedures, ensuring alignment with regulatory expectations.
• Execute a risk-based Compliance Monitoring Programme, including control testing and thematic reviews.
• Identify compliance gaps, issue recommendations, and track remediation actions.
• Maintain key compliance registers and documentation for internal and regulatory purposes.
• Act as a point of contact with the Estonian FSA (Finantsinspektsioon) and support regulatory submissions, inspections, and requests.
• Provide independent compliance advice to business teams, including review of new products and services (MiCA / PI scope).
• Support licensing and regulatory authorisation processes.
• Deliver compliance training and promote a strong compliance culture across the organisation.

Lead Compliance Officer

Lead Compliance Officer ensuring compliance with regulations for a crypto payments firm based in Estonia. Monitor regulatory developments and support compliance training and culture.

The Baltics are a special land, where people share common values, are connected by similar drive and vision. People like this deserve their own bank that is like the Baltics themselves – dynamic, agile, and forward-looking. Independent, but stronger for being together. It is our privilege to be that bank​!We want to make a difference and have a voice in society, to shape the economic environment with the future in mind, and to contribute to our home region. We know the local people and businesses and we want to be the preferred partner in financial matters for our customers. We will do that by being accessible, fast and predictable.Being pan-Baltic gives us the size and the strength to make a real difference, while still being a local bank. Although we have Nordic roots, we were born here, and we make our decisions here. We combine global knowledge with local expertise.Luminor is the third-largest provider of financial services in the Baltics, with some 870 000 clients and 2 300 employees. In the Baltic region, it has a market share of 14.9% in deposits and 16.9% in lending as at the end of March 2021. Luminor has total shareholders’ equity of 1.7 billion EUR and a CET1 ratio of 23.4%.Luminor has a strong and capable team that is committed to achieving our strategic objectives. We are dedicated to supporting sustainable growth in the Baltic region by providing a long-term commitment to businesses and individuals.

Luminor Group

• Support the implementation and monitoring of ICT operational risk, compliance, and audit activities within the CIO Office
• Maintain accurate documentation and ensure timely follow-up on risk, compliance, and audit actions
• Prepare assurance dashboards, reports, and committee materials
• Track progress on ICT operational risk, compliance, and audit actions, coordinating with responsible owners
• Provide guidance and recommendations on ICT operational risk management
• Foster a culture of continuous improvement, learning, innovation, and balanced risk management
• Coordinate divisional strategic initiatives and performance reporting
• Liaise with internal control functions and external auditors/supervisory authorities
• Ensure awareness of relevant policies, standards, and external guidelines
• Carry out other related duties as required

Risk & Compliance Assurance Officer – IT

Risk & Compliance Assurance Officer in IT supporting operational risk management at Luminor. Join an international team in Tallinn with flexible work options.

• Support the implementation and monitoring of ICT operational risk, compliance, and audit activities
• Maintain accurate documentation and ensure timely follow-up on risk, compliance, and audit actions
• Prepare assurance dashboards, reports, and committee materials
• Track progress on ICT operational risk, compliance, and audit actions
• Provide guidance and recommendations on ICT operational risk management
• Foster a culture of continuous improvement and balanced risk management
• Coordinate divisional strategic initiatives and performance reporting
• Liaise with internal control functions and external auditors/supervisory authorities
• Ensure awareness of relevant policies, standards, and external guidelines
• Carry out other related duties as required

Risk and Compliance Assurance Officer

ICT Operational Risk & Compliance Assurance Officer at Luminor Group in Tallinn. Supporting ICT operational risk and compliance efforts within the financial services sector.

TF Bank AB (publ) is a digital bank that specializes in providing consumer banking services and e-commerce solutions. Established in 1987, the bank focuses on consumer loans, credit cards, and e-commerce solutions through an automated IT platform that allows for scalability and adaptability across various markets. Operating across the Nordics, Baltics, and several European countries, TF Bank caters to creditworthy individuals with a product offering that includes small loans with short repayment terms.

TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptation to different products, countries, currencies and digital banking solutions.

We carry out lending and/or deposit activities with consumers in Sweden, Finland, Norway, Denmark, Poland, Germany, Austria, Estonia, Lithuania, Latvia, Spain, Ireland, the Netherlands and Italy through subsidiaries, branches or cross-border banking with the support of the Swedish banking license. The operations are divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. 
 
TF Bank was founded in Sweden in 1987 and has since the very start exhibited a strong track-record of profitable growth. From our Swedish base we have established a broad European presence and have evolved into a European card and payment platform.
 
TF Bank is listed in the mid cap segment at Nasdaq Stockholm since 2016.

TF Bank AB (publ)

• Develop and maintain ICT governance frameworks, policies, and procedures aligned with regulations (DORA, NIS2, GDPR, EU AI Act)
• Lead or support governance and compliance initiatives, including security & risk control implementation and process improvements
• Ensure quality of continuity processes and routines
• Facilitate risk management activities and integrate them into daily operations
• Design and test internal controls with process owners
• Coordinate audits and manage remediation follow-up
• Collaborate with IT and business teams to embed GRC and security requirements in projects and systems
• Support third-party risk management and vendor governance
• Prepare reports on risk posture and compliance for senior management and regulators
• Promote risk and control awareness through guidance and training

IT GRC Specialist

IT GRC Specialist joining Security & Governance team at TF Bank, managing risk and compliance in a dynamic financial environment.

Scania Group is a leading provider of sustainable transport solutions, transitioning from a traditional truck manufacturer to a comprehensive transport solutions provider. The company emphasizes the importance of its workforce and fosters a supportive organizational culture that values individual contributions and flexible workplace arrangements. Scania is committed to driving sustainable change in the transportation industry through innovation and collaboration.

Scania is a world-leading provider of transport solutions committed to a better tomorrow. Our purpose is to drive the shift towards a sustainable transport system. In doing so, we are creating a world of mobility that’s better for business, society and our environment.Employing more than 50,000 people in about 100 countries, Scania’s research and development is concentrated in Sweden, while production takes place in Europe and South America.

Scania Group

• Establish, maintain, and continuously improve the Scania Compliance System within the Baltic Business Unit (BU)
• Ensure effective implementation of Scania Group Policies and applicable regulations at the business unit level, embedding them into local operations and practices
• Regularly review and update local procedures to confirm alignment with Group requirements and applicable local regulations
• Foster and promote a culture of integrity across the organization
• Oversee proper handling and direction of potential compliance violation reports
• Conduct training sessions to educate employees on compliance standards, policies and best practices
• Provide independent compliance advice to Baltic BU management and employees, particularly in anti-corruption, antitrust, and anti-money laundering
• Ensure adherence to relevant international and local compliance standards, while continuously developing professional skills
• Provide legal support to Baltic BU management

Baltic Compliance Manager

Baltic Compliance Officer leading the implementation and monitoring of Scania Compliance Management System within Baltic Business Unit. Promote a culture of integrity and risk management while ensuring compliance with regulations.

The workplace pension that works better for everyone.

We've cancelled ‘complicated’, done away with ‘difficult’ and banished ‘boring’. Our pension experience is one everyone can actually enjoy, helping employees improve their financial wellbeing and businesses grow faster.

Penfold

• Process Penfold’s monthly tax relief claims, ensuring submissions are accurate and complete.
• Allocate tax relief payments once received, making sure all values are correctly matched and accounted for.
• Run, manage, and submit various tax reports that occur monthly, six-monthly, and annually.
• Handle large amounts of data across multiple systems – spotting anomalies, fixing issues, and ensuring data integrity.
• Work closely with Regulatory Operations, Finance, Engineering, and other internal teams to keep our tax processes compliant and up to date.
• Identify opportunities to automate and optimise repetitive tasks – and work with Product & Engineering to help make that happen.
• Keep documentation sharp, clear, and current so that processes remain robust and auditable.
• Support audits and regulatory reviews with well-structured data and detailed reporting.

Regulatory Operations Associate

Tax Operations Associate managing tax relief claims and reporting processes for Penfold's operations. Collaborating with teams to ensure compliance and data integrity in tax submissions.

• Delivery of monthly, quarterly, annual, or ad hoc regulatory reports ensuring compliance with applicable regulatory requirements and IFRS
• Constantly seek for reporting effective solutions, participation in projects aimed to enhancing the reporting system infrastructure and data management in close cooperation with Technology, Finance, Risk and Data professionals
• Review and monitoring of regulatory reporting requirements
• Proactive escalate and support in timely solving of reporting related issues
• Contribute to collaborative and supportive culture within the function, enhancing knowledge sharing and taking on a positive and constructive approach in cooperation and communication

Analyst, Regulatory Reporting Unit

Finance Analyst handling compliance and quality of regulatory reporting at Luminor. Join a team building a local banking champion in the Baltics.

Satispay is a digital payment application that simplifies transactions for individuals and businesses. It allows users to make payments, transfer money, and manage digital vouchers all from their mobile devices. With over 4.5 million users and more than 400,000 businesses onboard, Satispay offers a convenient and cost-effective solution for everyday spending, including employee benefits and meal vouchers. This platform is designed to enhance the payment experience by putting people at its core, making it easy and efficient to handle financial transactions in person and online.

Satispay powers payments for the people - help you send, receive and save money, whichever side of the exchange you stand.

Launched in 2015 as a European payment network, becoming an Italian unicorn in 2022 was a significant milestone for us. But what truly matters is our dedication to simplifying payments for individuals and businesses alike, making life easier for everyone. As part of our commitment, we're proud to offer innovative services like our meal vouchers, which streamline benefits for employers and promote local businesses.

Within our community of 4 million consumers and 300,000 merchants, we're more than just numbers; we're a diverse team of over 600+ talented professionals from various backgrounds, shaping the future of payments in Europe. 

Interested in joining us? Explore our open positions: we'd love to connect with you!

Satispay

• Identify, analyze, and monitor European regulatory obligations, official guidance, and market practices relevant to Satispay's business.
• Conduct risk assessments and gap analyses across operations and products to ensure compliance.
• Assist in managing internal policies, regulatory developments, manuals, and procedures to maintain an up-to-date compliance framework.
• Execute the Compliance Monitoring Program and thematic reviews, highlighting weaknesses and issuing follow-ups to ensure adherence.
• Support the creation of compliance reports for senior management, providing insights on the regulatory landscape and compliance status.

Regulatory Compliance Officer

Regulatory Compliance Officer ensuring Satispay's operations align with European regulations. Involves policy management, risk assessment, and reporting to leadership.

Hybrid Compliance Managers roles in Estonia

Browse 9 hybrid compliance managers roles hiring in Estonia plus related opportunities such as risk, compliance analyst and compliance officer.

9 jobs found

Compliance Officer

CoinsPaid

Lead Compliance Officer

CoinsPaid

Risk & Compliance Assurance Officer – IT

Luminor Group

Risk and Compliance Assurance Officer

Luminor Group

IT GRC Specialist

TF Bank AB (publ)

Baltic Compliance Manager

Scania Group

Regulatory Operations Associate

Penfold

Analyst, Regulatory Reporting Unit

Luminor Group

Regulatory Compliance Officer

Satispay