SAP FI - Treasury Consultant managing SAP FI and Treasury modules at Deloitte Consulting. Working towards impactful client solutions and leading teams in a vibrant workplace.
About the role
- Senior Financial Performance Analyst at YDUQS managing financial planning and performance optimization. Aiming to transform education through innovative financial solutions.
Responsibilities
- Budgeting and Forecasting: Prepare, monitor and review the collections area budget, ensuring alignment between financial targets, historical performance and future projections. Perform variance analyses and build rolling forecasts for collections, delinquency and operating costs.
- Responsible for monitoring and controls of the following financial result lines: fines and interest received, and discounts granted.
- Collections P&L Management: Track and analyze the operation’s profit and loss statement (P&L), ensuring visibility and accuracy of the indicators that impact financial performance. Support the coordinator in interpreting the main outcome drivers and propose action plans to optimize margins and profitability.
- Cost per Collected Currency Unit: Calculate and monitor the cost per currency unit collected, identifying opportunities for operational efficiencies and cost reductions by channel and portfolio. Develop comparative analyses across internal, external and digital channels.
- PDD vs Collections: Conduct sensitivity analyses between the Provision for Doubtful Debts (PDD) and collections, assessing the accounting and budgetary impact of collection strategies. Support decision-making on credit policies, renegotiation and recovery strategies.
- Roll behavior and LTV: Monitor roll behavior of delinquent portfolios, evaluating balance evolution over time and the impact on Lifetime Value (LTV). Build models and reports to measure financial return by cohort and strategy.
- Boleto / DIS portfolio: Monitor performance and the financial profile of the boleto portfolio and DIS students, identifying risks, opportunities and payment behavior patterns. Support the definition of differentiated collection strategies for these segments.
- Market and Competitive Intelligence: Perform comparative analyses against market practices, benchmarking collections indicators and sector trends in education and finance. Support the area’s strategic positioning relative to competitors and the macroeconomic environment.
Requirements
- Bachelor’s degree in Engineering, Statistics, Project Management, Business Administration, Economics, Mathematics, Computer Science, Information Systems or related fields.
- Professional with strong financial technical skills and broad analytical vision, capable of connecting operational and financial results into an integrated view of the collections P&L.
- Proven experience in financial planning, performance, controllership or financial intelligence, preferably in collections or credit operations.
- Advanced knowledge of Excel, Power BI, SQL and financial modeling.
- Analytical capability and business acumen focused on profitability, efficiency and financial sustainability.
Benefits
- Tuition scholarships up to 100% for employees, legal dependents and extended family members (parents and siblings), allowing up to three simultaneous scholarships.
- Health insurance with full subsidy for the employee and partial coverage for their family, with employee co-payment.
- Optional dental insurance to cover oral health needs.
- Meal Allowance or Food Card with option to choose according to your needs.
- Wellhub or Totalpass for flexible gym options.
- Wellz — a platform focused on employees’ mental and emotional health offering various types of support, including access to online individual therapy.
- Well-being and perks club with a dedicated program and exclusive benefits.
- Flexible dress code to promote our diversity.
- Life insurance.
- SESC partnership.
- Corporate University on our exclusive portal, Educare.
- Growth opportunities — currently over 60% of positions are filled through internal selection processes.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Tech skills
Location requirements
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