Kreditanalyst responsible for assessing credit applications and monitoring financial conditions of clients. Collaborating with customer service teams for credit structuring and addressing inquiries.
Responsibilities
Review and assess credit applications and make decisions within granted credit authorities.
Continuously monitor clients' financial situation and analyze annual financial statements and related financial documents.
Support relationship managers in structuring credit exposures and in clarifying credit-specific questions.
Assist in determining the need for individual loan loss provisions and risk provisioning (EWB / RV) and prepare the corresponding decision papers.
Timely record, maintain and verify credit-relevant data in the relevant systems.
Requirements
Completed commercial training or a degree in finance, economics, or a comparable qualification.
Professional experience in credit management, ideally with corporate/business clients.
Knowledge of credit analysis and credit risk assessment.
Strong analytical skills and a careful, detail-oriented working style.
Benefits
A permanent position with a future-secure company.
A motivated, collegial team that supports you during onboarding.
Diverse training and development opportunities to support your professional growth.
Flexible working hours to improve work–life balance.
Performance-based compensation and attractive social benefits.
Modern workspaces and a pleasant working atmosphere.
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