Credit Analyst evaluating and deciding on loan applications while monitoring corporate clients' financial conditions. Collaborating with client support and managing credit data and risks in Germany.
Responsibilities
Review and assess loan applications and make decisions within delegated credit authority
Continuously monitor clients' financial conditions and analyze annual financial statements and related financial documents
Support relationship managers in structuring credit facilities and clarify credit-specific questions
Contribute to determining the need for individual loan loss provisions and risk reserves (EWB / RV) and prepare the corresponding decision papers
Timely capture, maintain and verify credit-relevant data in the relevant systems
Requirements
Completed commercial vocational training or a degree in finance, economics, or a comparable qualification
Professional experience in credit management, ideally with corporate clients
Knowledge of credit analysis and credit risk assessment
Strong analytical skills and a careful, detail-oriented work style
Benefits
Flexible working hours and the possibility to work remotely for better work–life balance
Diverse training and development opportunities to support your professional growth
Competitive compensation and attractive employee benefits
A motivated and collegial team to support you during onboarding
Modern workstations and a pleasant working atmosphere
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