Hybrid Senior Analyst, Credit Risk Strategy

Posted 4 hours ago

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About the role

  • Senior Analyst focusing on Credit Risk Strategy for bank portfolios at USAA. Applying analytical skills to manage risk and drive strategic solutions.

Responsibilities

  • Apply industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies.
  • Apply critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
  • Partner to deliver bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and leadership.
  • Analyze internal and external scores/data for use in identifying first party fraud.
  • Apply industry knowledge and competitive benchmarking to inform credit strategy development.
  • Utilize advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems.
  • Develop, manage, and present comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
  • Design and perform complex financial risk sensitivity analysis.
  • Create and manage credit strategy infrastructure and ensures credit strategies are implemented as intended.
  • Apply expert programming and analytical techniques to analyze credit data.
  • Provide thought leadership, coaching, and mentoring to team members regarding analytics and risk management.
  • Collaborate with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
  • Utilize analytically derived insights to develop strategic plans with significant impact to business results.
  • Coach and mentor other analysts and acts as a thought leader within the analyst community.

Requirements

  • Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • Minimum 6 years’ experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments or bank credit risk data; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 4 years’ experience.
  • Experience in financial analysis activities to support risk strategy.
  • Strong understanding of banking regulations, risk, and/or compliance.
  • Advanced presentation and communication skills.
  • Advanced business acumen and attention to detail and accuracy.
  • Advanced research and investigation skills.
  • Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
  • Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications.

Benefits

  • comprehensive medical, dental and vision plans
  • 401(k)
  • Pension
  • life insurance
  • parental benefits
  • adoption assistance
  • paid time off program with paid holidays plus 16 paid volunteer hours
  • various wellness programs
  • career path planning and continuing education

Job title

Senior Analyst, Credit Risk Strategy

Job type

Experience level

Senior

Salary

$127,310 - $243,340 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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