Hybrid AVP, Portfolio Credit – Home and Auto

Posted last month

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About the role

  • AVP, Portfolio Credit overseeing full life cycle credit risk management for Home Core portfolios. Providing reporting and analysis for assigned portfolios with emphasis on client interaction and strategy.

Responsibilities

  • Assume ownership of full life cycle credit risk management for Home Core portfolios
  • Provide Credit Risk reporting and analysis for assigned portfolios
  • Identify and manage consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics
  • Prepare and present client facing and leadership team presentations
  • Maintain and develop client reporting and ad-hoc analytics with SAS, Tableau and other data tools
  • Drive enhanced strategies, using champion/challenger leanings to manage credit and fraud risk
  • Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs
  • Provide clear guidance to the organization on risk appetite and prudent growth
  • Maintain effective and credible challenge of critical decisions and business processes

Requirements

  • Bachelor's degree and 5+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
  • 3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
  • Ability and flexibility to travel for business as required

Benefits

  • Annual bonus based on individual and company performance
  • Work from home options
  • Flexible working arrangements

Job title

AVP, Portfolio Credit – Home and Auto

Job type

Experience level

Lead

Salary

$115,000 - $200,000 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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