About the role

  • Credit Analyst managing credit processes to assess risks and optimize the lending portfolio. Collaborating with teams to support credit evaluations and financial sustainability at Stone.

Responsibilities

  • Assess the creditworthiness of customers and prospects, considering financial data, credit history and registration/profile information;
  • Analyze financial statements, risk indicators and other relevant information to support credit-granting decisions;
  • Identify, measure and classify credit risks, ensuring adherence to internal policies and guidelines;
  • Prepare clear, consistent and well-substantiated technical reports to support decision-making;
  • Collaborate with the commercial team, clarifying analysis points and supporting the structuring of proposals;
  • Contribute to mitigating financial risks and to the sustainability of the credit portfolio;

Requirements

  • Bachelor's degree completed or in progress, preferably in Accounting, Business Administration, Economics, Statistics, Mathematics or related fields;
  • Minimum of 2 years' experience in credit analysis or similar financial roles;
  • Experience with financial analysis, risk assessment and interpretation of credit indicators.

Benefits

  • 🩺 Health and Dental Insurance
  • 🏥 Hospital Virtual Verde (Green Virtual Hospital): we provide a multidisciplinary medical team, therapists and a healthcare team available 24/7 for fast and convenient access
  • 🥗 Meal Allowance and/or Food Allowance - Sodexo
  • 💪 Gympass
  • 👶 Childcare Assistance - for children up to 5 years and 11 months
  • 💚 Life Insurance
  • 🚗 Transportation Allowance
  • 🌴 SESC partnership
  • 💰 Fixed Salary
  • 💲 Variable Compensation (for certain roles)
  • ✏ Education Benefit - Internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)

Job title

Credit Analyst, Mid-level

Job type

Experience level

JuniorMid level

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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