Analyst supporting asset risk management for BMW Group. Collaborating on evaluations and daily management of vehicle residual values.
About the role
- Analista de Risco de Crédito SR in Sicredi, managing credit risk provisions and strategic product oversight in a dynamic environment.
Responsibilities
- Experience in credit risk;
- Experience in decision-making and backlog prioritization;
- Previous experience working with multidisciplinary teams;
- Translate technical and operational requests into clear requirements for technology teams and internal partners;
- Detail functional requirements and business rules for closing tools, considering system-wide impact, urgency and technical feasibility;
- Monitor sprints, homologations (user acceptance testing) and deliveries, ensuring alignment between technical teams, product, users and leadership;
- Ensure that closing tools are updated with regulatory requirements, internal guidelines and current accounting rules.
Requirements
- Bachelor's degree in Economics, Statistics, Business Administration, Engineering, Actuarial Science, or related fields;
- Excellent communication and interpersonal skills;
- Analytical mindset and attention to detail;
- Familiarity with frameworks including backlog management, refinement, sprint planning and requirement preparation;
- Proactivity and a strong sense of responsibility;
- Ability to identify problems and make fast, well-founded decisions;
- Good interpersonal skills and ability to communicate with other teams and leadership;
- Organization and time management;
- Resilience and adaptability.
Benefits
- Fixed 14th and 15th salaries;
- Profit-sharing / performance-based bonuses (depending on seniority);
- Health and dental plans with no co-payment;
- Wellness programs through Wellhub (formerly Gympass): Nutrition, Psychological support, Occupational health, Massage, running groups and local gym access;
- Food and meal vouchers – flexible percentage allocation between VA/VR cards, with no co-payment;
- Enhanced maternity and paternity leave;
- Childcare or nanny assistance for children up to 6 years and 11 months;
- Support for children with disabilities, no age limit;
- Life insurance;
- Private pension plan up to 7% of salary;
- Training platform – Sicredi Aprende, offering a variety of courses;
- 40-hour workweek – using a time bank system;
- Remote work allowance (except for positions that are 100% on-site).
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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