Hybrid Mid-level Business Analyst – Credit Pricing Focus

at Sicredi

• Job title: Mid-level Business Analyst – Credit Pricing Focus
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: No Education Requirement
• Tech skills: SQL
• Location requirements: Hybrid, Porto Alegre, Brazil

About the role

• Analyst working on shaping credit pricing strategies at Sicredi, a financial cooperative. Collaborating on strategic projects and improving operational efficiency in credit pricing.

Responsibilities

• Conduct studies and define business requirements focused on Credit Pricing.
• Actively participate in the area's strategic projects;
• Develop and implement strategies to advance Credit Pricing.
• Automate processes to increase operational efficiency.
• Identify risks and opportunities to optimize credit pricing;
• Perform critical analysis and propose process improvements;
• Conduct trainings and capacity-building sessions for central offices and cooperatives;
• Monitor business quality and key performance indicators (KPIs) for Credit Pricing;
• Support the development and update of external regulations and the management of the risk matrix.

Requirements

• Experience in the financial sector or with cooperative systems;
• Systemic and process-oriented mindset aimed at evolving the business and product;
• Highly effective communication with diverse audiences;
• Strong interpersonal skills and conflict management;
• In-depth knowledge of the credit pricing cycle;
• Experience with data analysis and presentation tools – Advanced Excel, Power BI, and PowerPoint;
• Knowledge of data analysis (SQL / SAS / Databricks).

Benefits

• Fixed 14th and 15th salaries;
• Profit-sharing / performance-based bonuses (depending on seniority);
• Health and Dental plans with no co-pay;
• Wellness programs via Wellhub (formerly Gympass), including nutrition, psychology, occupational health, massage, running groups, and local gym access;
• Meal Allowance and Food Voucher with flexible allocation between cards (VA/VR), no co-pay;
• Extended maternity and paternity leave;
• Childcare or nanny allowance for children up to 6 years and 11 months;
• Support for children with disabilities, no age limit;
• Life insurance;
• Private pension plan up to 7% of salary;
• Training platform – Sicredi Aprende, offering a variety of courses;
• 40-hour work week – using a time bank system;
• Remote work allowance (except for positions that are 100% on-site).