Analista de Negócios Pleno focusing on Credit Granting at a cooperative financial institution, transforming products and processes through collaboration and innovation.
Responsibilities
Conduct business studies and define business requirements focused on Credit Granting
Actively participate in the area’s strategic projects
Develop and implement strategies to evolve Credit Granting
Automate processes to improve operational efficiency
Identify risks and opportunities to optimize credit granting
Perform critical analysis and propose process improvements
Deliver training and capacity-building sessions for central units and cooperatives
Monitor the quality of transactions and the main performance indicators for Credit Granting
Support the preparation and updating of external regulations and manage the risk matrix
Requirements
Experience in the financial sector or prior experience with cooperative systems
Systemic and process-oriented perspective to drive business and product evolution
Highly effective communication with different audiences
Strong interpersonal skills and conflict management abilities
Deep knowledge of the credit granting cycle
Experience with tools for data analysis and presentation – advanced Excel, Power BI and advanced PowerPoint
Knowledge of data analysis (SQL / SAS / DATABRICKS)
Benefits
Fixed 14th and 15th salaries
Profit-sharing/Performance participation (according to seniority)
Health and dental plans with no co-payment
Wellness programs with Wellhub (formerly Gympass) including Nutrition, Psychology, Occupational Health, Massage, running groups and a local gym
Meal and food vouchers with flexible percentage allocation between cards (VA/VR), no co-payment
Extended maternity and paternity leave
Childcare or nanny allowance for children up to 6 years and 11 months
Allowance for children with disabilities, no age limit
Life insurance
Private pension plan up to 7% of salary
Training platform – Sicredi Aprende, offering a variety of courses
40-hour workweek – using a time bank system
Telework allowance (except for roles that require 100% on-site presence)
Job title
Mid-level Business Analyst – Credit Granting Focus
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