Hybrid Credit Risk Modeling Coordinator – Focus on Individuals (Retail) and Agribusiness

at Sicredi

• Job title: Credit Risk Modeling Coordinator – Focus on Individuals (Retail) and Agribusiness
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Porto Alegre, Brazil

About the role

• Coordinating the risk modeling team and delivering regulatory models at Sicredi. Leading data strategy for financial and agriculture segments with a focus on fostering data culture.

Responsibilities

• Coordinate the technical credit risk modeling team (analysts and data scientists), prioritizing tasks and ensuring methodological quality;
• Oversee the development, maintenance, and monitoring of regulatory models (Expected Loss: PD, EAD, LGD) and non-regulatory models (imputed income; pricing models);
• Ensure compliance with IFRS 9 / Resolution 4.966 requirements, including documentation, evidence, and traceability;
• Apply best governance practices in model development, monitoring, and implementation, supporting audit processes, internal validation, and regulatory inquiries;
• Work closely with business teams in the Individuals (Retail) and Agribusiness segments to understand key challenges and how modeling can help solve them; translate business needs into clear technical requests for the team;
• Liaise with system cooperatives to understand their needs and integrate them into the model development and implementation pipeline;
• Foster an environment conducive to professional development.

Requirements

• Degree in Statistics, Mathematics, Engineering, Economics, Actuarial Science, or related fields;
• Strong experience with predictive models (development, maintenance, and performance monitoring);
• Knowledge of credit, especially in the Agribusiness and Individuals (Retail) segments;
• Knowledge of banking regulations, with emphasis on credit risk management/provisioning;
• Experience managing people;
• Ability to communicate technical results clearly and concisely to non-specialist stakeholders;
• Resilience and adaptability to thrive in a dynamic, fast-paced environment.
• WILL BE A PLUS
• Previous experience with expected loss modeling (IFRS 9);
• Experience with modeling on Databricks;
• Experience with predictive models for Agribusiness clients.

Benefits

• 14th and 15th fixed salary payments;
• Profit-sharing (depending on seniority);
• Health and Dental plans with no co-payment;
• Wellness programs via Wellhub (formerly Gympass), including Nutrition, Psychology, Occupational Health, Massage, a running group, and access to a local gym;
• Meal and Food allowances – flexible allocation between meal and food cards, with no co-payment;
• Extended maternity and paternity leave;
• Childcare or nanny assistance for children up to 6 years and 11 months;
• Assistance for children with disabilities, with no age limit;
• Life insurance;
• Private pension plan up to 7% of salary;
• Training platform – Sicredi Aprende, offering a variety of courses;
• 40-hour workweek – using a time bank system;
• Telework allowance (except for positions that are 100% on-site).