Coordinating the risk modeling team and delivering regulatory models at Sicredi. Leading data strategy for financial and agriculture segments with a focus on fostering data culture.
Responsibilities
Coordinate the technical credit risk modeling team (analysts and data scientists), prioritizing tasks and ensuring methodological quality;
Oversee the development, maintenance, and monitoring of regulatory models (Expected Loss: PD, EAD, LGD) and non-regulatory models (imputed income; pricing models);
Ensure compliance with IFRS 9 / Resolution 4.966 requirements, including documentation, evidence, and traceability;
Apply best governance practices in model development, monitoring, and implementation, supporting audit processes, internal validation, and regulatory inquiries;
Work closely with business teams in the Individuals (Retail) and Agribusiness segments to understand key challenges and how modeling can help solve them; translate business needs into clear technical requests for the team;
Liaise with system cooperatives to understand their needs and integrate them into the model development and implementation pipeline;
Foster an environment conducive to professional development.
Requirements
Degree in Statistics, Mathematics, Engineering, Economics, Actuarial Science, or related fields;
Strong experience with predictive models (development, maintenance, and performance monitoring);
Knowledge of credit, especially in the Agribusiness and Individuals (Retail) segments;
Knowledge of banking regulations, with emphasis on credit risk management/provisioning;
Experience managing people;
Ability to communicate technical results clearly and concisely to non-specialist stakeholders;
Resilience and adaptability to thrive in a dynamic, fast-paced environment.
WILL BE A PLUS
Previous experience with expected loss modeling (IFRS 9);
Experience with modeling on Databricks;
Experience with predictive models for Agribusiness clients.
Benefits
14th and 15th fixed salary payments;
Profit-sharing (depending on seniority);
Health and Dental plans with no co-payment;
Wellness programs via Wellhub (formerly Gympass), including Nutrition, Psychology, Occupational Health, Massage, a running group, and access to a local gym;
Meal and Food allowances – flexible allocation between meal and food cards, with no co-payment;
Extended maternity and paternity leave;
Childcare or nanny assistance for children up to 6 years and 11 months;
Assistance for children with disabilities, with no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering a variety of courses;
40-hour workweek – using a time bank system;
Telework allowance (except for positions that are 100% on-site).
Job title
Credit Risk Modeling Coordinator – Focus on Individuals (Retail) and Agribusiness
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