Hybrid Business Credit Analyst (Corporate) – Revolving Credit & Check

at Sicredi

• Job title: Business Credit Analyst (Corporate) – Revolving Credit & Check
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Porto Alegre, Brazil

About the role

• Business Analyst evolving credit products and processes at Sicredi, focusing on minimizing friction and promoting efficient solutions for cooperatives and associates.

Responsibilities

• Evolving the products and processes of the Discounts and Revolving Credit team is our primary responsibility within Sicredi, and as a business analyst we make this evolution tangible through the following responsibilities:
• Manage product issues, friction points and processes, providing clarity on the main opportunities to minimize friction for Members and Cooperatives when using our solutions;
• Monitor, map and lead product risk remediation plans; act as our Risk and Compliance agent, since credit products are subject to extensive rules and legal requirements;
• Serve as a reference for Cooperatives and CAS teams in knowledge dissemination and product change management;
• Identify business opportunities for our products by analyzing key metrics and indicators, proposing actions and encouraging the cooperatives;
• Collaborate with peers within the Corporate team, sharing knowledge and best practices;

Requirements

• Knowledge of financial products and services;
• Understanding of a company's financial operations;
• Credit knowledge preferred;
• Strong interpersonal skills and resilience;
• Logical and analytical thinking;
• Experience working with cooperatives;
• Proactivity and initiative;
• Bachelor's degree in Business Administration, Accounting, Engineering, or related fields.

Benefits

• Fixed 14th and 15th salary payments (additional annual bonuses);
• Profit-sharing / performance-based bonuses (depending on seniority);
• Health and dental plans with no co-payment;
• Wellness programs through Wellhub (formerly Gympass), including nutrition, psychology, occupational health, massage, running groups and local gym access;
• Meal and food vouchers with flexible allocation between cards (VA/VR), no co-payment;
• Extended maternity and paternity leave;
• Childcare or babysitter allowance for children up to 6 years and 11 months;
• Support for children with disabilities, no age limit;
• Life insurance;
• Private pension plan up to 8% of salary;
• Training platform – Sicredi Aprende, offering a variety of courses;
• 40-hour workweek – using a time-bank system;
• Telework allowance (except for positions that are 100% on-site).