FP&A Analyst supporting strategic decision - making across finance team at VistaVu Solutions. Involved in budgeting, forecasting, financial analysis, and reporting for mid - market companies.
About the role
- Legal Advisor managing regulatory compliance for financial products at Riachuelo. Analyzing laws, assessing risks, and drafting contracts for financial operations.
Responsibilities
- Map, interpret, and analyze the legislation applicable to new and existing financial products, including payroll-deductible loans (crédito consignado), personal loans, cards, digital wallets, and insurance.
- Identify regulatory risks and prepare recommendations for mitigation.
- Draft, review, and negotiate contracts for financial products, as well as documents related to new features developed with the Product team.
- Review and draft terms, internal policies, and other documents connected to Midway’s products.
- Review campaigns, marketing materials, and customer communications, ensuring compliance with the Brazilian Consumer Protection Code (CDC), Central Bank of Brazil (BCB), SUSEP, Senacon, and other regulators.
- Adjust messages and disclaimers to ensure clarity and mitigate reputational and regulatory risks.
- Work in an integrated manner with Civil and Consumer Litigation teams to ensure legal and regulatory alignment of internal guidelines.
- Support the Ombudsman’s office in analyzing and responding to sensitive inquiries from external bodies (BCB, Procon, Senacon, Consumidor.gov) with technically substantiated positions.
- Provide legal support in responding to Preparatory Procedures,
- Civil inquiries, recommendations, notices, and Terms of Conduct Adjustment (TACs) conducted by the Public Prosecutor’s Office.
- Prepare statements, reports, and technical clarifications to ensure institutional defense.
- Attend diligences and meetings with prosecutors, contributing regulatory, consumer law, and financial product analyses.
- Assess risks arising from investigations and propose action plans aligned with internal areas.
- Participate in multidisciplinary discussions involving technology, products, risk, and compliance.
- Assist in drafting internal guidelines and legal opinions on sensitive or strategic topics.
Requirements
- Law degree, graduated at least 4 years ago.
- Active registration with the Brazilian Bar Association (OAB).
- Prior experience in the legal department of a financial institution, in the finance arm of a major retailer with fintech products, or in a law firm focused on financial products.
- Experience with regulatory and supervisory bodies (BCB, SUSEP, Procon, Senacon).
- Experience interfacing with the Public Prosecutor’s Office, including drafting responses and conducting negotiations.
- Advanced ability to analyze and interpret complex legislation and regulations.
- Expertise in Banking Law, Regulatory Law, Consumer Law, LGPD (Brazilian Data Protection Law), and Contracts.
- Familiarity with BACEN/CMN regulations and the regulation of payment methods and credit.
- Ability to interpret regulations and draft complex contracts.
Benefits
- Medical insurance
- Dental insurance
- Meal or food allowance
- Telemedicine
- Gympass
- Partnership/benefits with Sesc
- Home office allowance
- Profit-sharing (PLR)
- Private pension plan
- Group life insurance
- Pharmacy partnership/discounts
- Educational partnerships
- Online learning platform
- Discounts at Riachuelo
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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