Hybrid Compliance Specialist – Financial Services

at Raízen

• Job title: Compliance Specialist – Financial Services
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Sao Paulo, Brazil

About the role

• Compliance Specialist ensuring regulatory adherence in financial services. Managing risk and compliance for digital banking solutions in a hybrid work environment.

Responsibilities

• Ensure compliance with applicable regulations, internal guidelines, and contractual clauses with partners and clients;
• Establish and lead risk management for the financial services unit;
• Implement and maintain policies, frameworks, methodologies, and tools for risk identification, assessment, monitoring, and mitigation;
• Map and classify risks by processes, systems, and products, proposing action plans with the responsible areas;
• Lead implementation of internal controls and effectiveness testing;
• Manage governance of incidents with regulatory and reputational risks and report loss events (internal fraud, human error, operational failures);
• Support business continuity initiatives;
• Lead internal forums and committees, contributing critical insights and recommendations;
• Support internal and external audit processes, as well as regulatory demands (BACEN, LGPD, internal policies and contractual SLAs, etc.);
• Maintain strong relationships with technology, BISO, CISO, legal, compliance, product, and credit teams to ensure an integrated risk view;
• Implement a risk matrix and monitor compliance indicators;
• Develop and deliver trainings focused on financial services for teams.

Requirements

• Bachelor's degree in Business Administration, Law, or related fields;
• Previous experience in risk management and compliance, preferably in fintechs, digital banks, or payment institutions;
• Knowledge of BACEN regulations applicable to payment institutions (e.g., Circular 3.952) and those applicable to Compliance (e.g., Circular 3978);
• Ability to build controls, reports, and processes from scratch;
• Knowledge of risk frameworks;
• Strong communication skills to work with different areas and hierarchical levels;
• Experience with cyber risk and business continuity (BCP);

Benefits

• Hybrid 2x3 (2 days remote, 3 days in-office)