Analyze credit for companies based on financial data, monitoring credit risks, and using SAP. Seeking candidates with strong Excel skills and background in financial management.
Responsibilities
Perform credit analyses of companies (corporate clients) based on financial statements, revenue, payment history and credit bureau reports;
Validate customer registrations by checking corporate documentation, tax information and trade references;
Assist in establishing and updating credit limits in accordance with internal policies;
Prepare and organize credit reports, opinions and recommendations for approval;
Monitor customers with active credit lines, flagging default risk;
Release sales orders in the SAP system;
Keep credit limits up to date, ensuring data integrity and consistency;
Contribute to process improvements and standardization of internal procedures within the department.
Requirements
Bachelor's degree completed or in progress in Business Administration, Financial Management or related fields.
Advanced experience with Excel spreadsheets.
Experience with SAP.
Experience in Credit (credit analysis).
Credit insurance experience is desirable.
Benefits
Health and dental plans
Zenklub: health and wellness platform, including psychological counseling
Casa da Saúde: medical and dental consultations, as well as clinical tests
Gympass
On-site cafeteria
Pharmacy discounts
Medical emergencies: agreement with the health plan for in-home or telephone care
Semi-flexible working hours
Childcare assistance and maternity kit
Discounts at Universidade Positivo (UP) - for employees and dependents
Saber Mais: Professional Development portal
Discounts at Colégio Positivo for employees' children
Profit-sharing (PPR)
Good Card: benefit card accepted at over 130,000 establishments
Life insurance
Payroll-deductible loan
Transportation voucher or parking
Parceiro Positivo: website with discounts on our products
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