Hybrid Merchant Monitoring Analyst

at PayU

• Job title: Merchant Monitoring Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Tech skills: SQL, Tableau
• Location requirements: Hybrid, Poznan, Poland

About the role

• Analyst supporting PayU's merchant monitoring and risk assessment in EMEA region. Involving fraud detection, AML investigations, and collaboration with compliance teams.

Responsibilities

• Conduct investigation of suspicious transactions and/or merchant behavior incl. credit risk review, fraud detection, AML/CFT investigations;
• Enhance analysis on unfavorable trends and changes of customer’s activity based on dedicated alerts, adverse media search and connected sources;
• Manage investigations covering risk identified on alerts basis and identifying potential portfolio threats – preventing risks of insolvency, bankruptcy etc.;
• Prepare and present reports related to credit and AML risk evaluation, and monitor AML-related issues and escalations;
• Deliver active support on AML topics and Merchant Monitoring team assignments;
• Address operational issues and stakeholders' concerns;
• Cooperate with Regulators, Legal, Compliance, Business and Technology Departments to improve merchant monitoring processes to the highest standards;
• Collaborate in a highly responsive team responsible for detecting suspicious merchant behavior.

Requirements

• 3+ years' experience or above in credit risk modelling, anti-money laundering, compliance monitoring or screening;
• Excellent understanding of AML regulations, policies, procedures;
• Significant experience in fraud risk monitoring and/or management;
• Hands-on experience with tools supporting analysis and reporting (tableau, excel and/or similar);
• Degree or above in Business Administration, Finance, Economics or relevant disciplines;
• Proficiency in both spoken and written Polish and English;
• Strong interpersonal and communication skills;
• Proficiency in analytical skills;
• Experience with SQL and/or Data Warehouse reporting would be an advantage.

Benefits

• End-to-end responsibility for leading and improving the Merchant Monitoring process
• Employment under a contract of employment
• Benefits: ability to develop one’s own package in MyBenefit system
• Access to an internal training platform
• Possibility to work in a hybrid model
• Friendly work atmosphere in a cooperation-driven team, that will support you everyday
• Work in an international organization operating in a rapidly changing industry