Hybrid Senior Data Analyst – Credit Policies

Posted last week

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About the role

  • Senior Data Analyst proposing adjustments to credit policies based on performance indicators for a financial institution. Collaborating with teams to ensure regulatory compliance and improve credit processes.

Responsibilities

  • Propose adjustments to credit rules and policies based on performance indicators;
  • Document credit granting policies;
  • Work with the commercial and compliance teams to ensure alignment between strategy and operations;
  • Ensure regulatory compliance and adherence to internal controls related to credit granting;
  • Prepare and present reports and presentations on projects and analyses related to credit granting and portfolio delinquency, translating complex data into clear insights;
  • Support the collections team with data, metrics and analyses that guide improvements to the collections process and effective recovery of delinquent customers.

Requirements

  • Previous experience in consumer (individual) credit risk;
  • Strong knowledge of key credit risk indicators used to evaluate the performance of decision models (Over30, Over60, Over90, Ever, PDD, cost of credit, roll-rate, etc.);
  • Analytical profile capable of performing complex data analyses, identifying problems and opportunities for improvement;
  • Strong written and verbal communication skills to define and advocate credit policies to senior management;
  • Advanced knowledge of SQL, Excel and PowerPoint;
  • Basic knowledge of statistics;
  • Experience with Databricks;
  • Previous experience with private payroll-deductible loans (consigned credit);
  • Knowledge of statistics;
  • Python.

Benefits

  • 🍞 Meal and Food Vouchers (no deductions!)
  • 🚌 Transportation voucher (if needed)
  • 💊 Health and Dental Insurance
  • 📝 Partnerships with restaurants, universities, travel networks and language schools
  • 💬 Psychological counseling
  • 💉 Vaccination campaigns
  • 🔒 Life insurance
  • 📋 Social services
  • 📚 Corporate learning platform: Learning.Rocks
  • 🎁 Birthday day off (one day off during your birthday month)
  • 🏋️ Gympass
  • 💰 Profit-sharing (PLR)
  • 👶 Childcare allowance or babysitter allowance
  • 👨‍🍼 6 months maternity leave and 30 days paternity leave
  • 👚 No dress code: dress as you prefer!
  • 🏬 At our on-site headquarters you will find: a common/lounge area, nursing/pumping room, arcade, pool table and ping-pong table
  • 🏆 Employee referral program

Job title

Senior Data Analyst – Credit Policies

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

No Education Requirement

Tech skills

Location requirements

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