Hybrid Credit Analytics – Associate/Senior Associate/AVP

Posted last month

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About the role

  • Credit Analyst conducting detailed financial analysis and credit reporting for loan opportunities in commercial real estate. Engaging with clients and stakeholders in a fast-paced environment.

Responsibilities

  • Conducting detailed analysis of loan opportunities across all major property types, including Residential, Office, Retail, Industrial, Lodging, and Healthcare in UK and or/US
  • Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
  • Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
  • Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
  • Identifying deal specific covenants which can act as early warning signals while monitoring loans.
  • Detailed industry/market studies to understand operating environment of borrower.
  • Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Requirements

  • Relevant experience of 2-10 years.
  • Strong financial analysis – thorough understanding of accounting / financial concepts
  • Strong understanding of CRE (Commercial Real Estate)
  • Proficiency interpreting and analyzing Rent Roll, operating statements, and lease schedules.
  • Able to review and evaluate third-party reports like the Property appraisals and valuation reports, cost budgets, etc
  • Ability to draft credit reports.
  • Strong communication skills – interacting with Debt Directors, clients & other stakeholders.
  • Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
  • Hands on attitude, willing/capable to understand the big picture.
  • Ability to succeed in a culture where change and speed are part of daily work.
  • MBA/PGDM/CA/CFA from a reputed institute

Job title

Credit Analytics – Associate/Senior Associate/AVP

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Postgraduate Degree

Location requirements

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