Credit Analyst conducting detailed financial analysis and credit reporting for loan opportunities in commercial real estate. Engaging with clients and stakeholders in a fast-paced environment.
Responsibilities
Conducting detailed analysis of loan opportunities across all major property types, including Residential, Office, Retail, Industrial, Lodging, and Healthcare in UK and or/US
Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
Identifying deal specific covenants which can act as early warning signals while monitoring loans.
Detailed industry/market studies to understand operating environment of borrower.
Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
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