Analyst providing payroll transaction services to all employees in Ottawa. Responsible for payroll - related transactions, compliance, and client service.
About the role
- The Credit Analyst I position at Mulligan Funding involves analyzing financial data for loan evaluations. This is an entry-level role offering hands-on experience in commercial underwriting.
Responsibilities
- Perform financial analysis on commercial loan applicants, reviewing business financial statements to evaluate liquidity, profitability, leverage, and overall financial health.
- Analyze personal and business credit reports to identify risk indicators and assess guarantor strength.
- Prepare concise underwriting summaries and recommendations aligned with company credit policies.
- Make multiple credit decisions per day while building toward individual approval authority.
- Develop knowledge of pricing, structuring, and stipulations based on risk profile.
- Collaborate with senior analysts and internal stakeholders to communicate credit decisions clearly and efficiently.
- Continuously build expertise in Mulligan Funding’s products, underwriting framework, and risk philosophy.
Requirements
- A Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field.
- Zero to two years of experience in finance, banking, accounting, underwriting, or a similar analytical environment.
- Strong analytical thinking skills and attention to detail.
- Comfort working with financial data and learning new systems quickly.
- Clear written and verbal communication skills.
- A growth mindset and desire to develop into a more advanced credit professional.
Benefits
- Comprehensive medical, vision and dental benefits that give you peace of mind.
- Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses.
- A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time.
- Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life.
- A gym membership contribution that supports your well-being, and helps you stay energized and focused.
- An internal referral program that rewards you for bringing talented people to the team.
- Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues.
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