Hybrid Senior Manager – Credit Performance, Analytics

Posted 2 days ago

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About the role

  • Leading credit performance analytics to drive financial inclusion for millions across Africa. Partnering with various teams to shape credit strategy and enhance financial security.

Responsibilities

  • Lead portfolio-level credit risk analytics and diagnostics—assessing performance, risk concentration, and loss drivers to directly inform risk appetite and growth decisions
  • Translate complex credit data into executive decision support on credit policy, terms, pricing, and new product proposals for senior leadership
  • Design and interpret experiments and causal analyses to test credit strategies and optimise portfolio performance
  • Partner with Product, Data Science, Finance, and Operations to embed analytics into credit decisioning and accelerate launches

Requirements

  • 6+ years in digital consumer credit or asset-backed fintech lending (PAYGo, BNPL, mobile lending), with direct ownership of portfolio analytics, credit performance monitoring, and risk strategy in fast-scaling environments.
  • Deep, hands-on expertise using SQL and Python or R to analyse large transactional datasets, build predictive loss and cash-flow models, support IFRS 9 provisioning, and run experiments to improve credit outcomes.
  • Proven track record influencing fintech growth decisions through analytics—setting or challenging credit policies, terms, pricing, and risk appetite based on data-driven insights presented to executive leadership.

Benefits

  • Professional development programs and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities
  • Hybrid working in Ghana with diverse teams across UK, Europe, and Africa

Job title

Senior Manager – Credit Performance, Analytics

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

HybridGhana

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