Hybrid Senior Data Scientist – Credit Risk

Posted 1 hour ago

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About the role

  • Senior Data Scientist leading advanced credit risk analytics to influence fintech growth decisions. Engaging in complex data modeling and collaboration across diverse teams in Ghana.

Responsibilities

  • Lead portfolio-level credit analytics and diagnostics to assess performance, risk concentration, and loss drivers across M-KOPA's consumer finance portfolio
  • Translate complex credit data into executive decision support
  • Design, oversee, and interpret experiments and causal analyses to test credit strategies
  • Partner cross-functionally with Product, Data Science, Finance, and Operations to embed analytics into credit decisioning

Requirements

  • 6–10 years' experience in digital consumer credit or asset-backed fintech lending
  • Deep, hands-on expertise in advanced credit analytics and modeling, using SQL and Python or R
  • Demonstrated ability to influence fintech growth decisions through analytics

Benefits

  • Professional development programs and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities
  • Hybrid working in Ghana with diverse teams across UK, Europe, and Africa

Job title

Senior Data Scientist – Credit Risk

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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