Senior Data Scientist leading advanced credit risk analytics to influence fintech growth decisions. Engaging in complex data modeling and collaboration across diverse teams in Ghana.
Responsibilities
Lead portfolio-level credit analytics and diagnostics to assess performance, risk concentration, and loss drivers across M-KOPA's consumer finance portfolio
Translate complex credit data into executive decision support
Design, oversee, and interpret experiments and causal analyses to test credit strategies
Partner cross-functionally with Product, Data Science, Finance, and Operations to embed analytics into credit decisioning
Requirements
6–10 years' experience in digital consumer credit or asset-backed fintech lending
Deep, hands-on expertise in advanced credit analytics and modeling, using SQL and Python or R
Demonstrated ability to influence fintech growth decisions through analytics
Benefits
Professional development programs and coaching partnerships
Family-friendly policies and flexible working arrangements
Well-being support and career growth opportunities
Hybrid working in Ghana with diverse teams across UK, Europe, and Africa
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