System Analyst / Administrator developing solutions for card-related systems in a hybrid role at Luminor, leading to a local banking champion.
Responsibilities
Develop solutions for card-related systems, spanning third-party integrations and in-house platforms
Ensure compliance with key financial regulations: PCI DSS, PSD2, Basel III, IFRS, AML/KYC, and GDPR
Help design and analyze scalable, high-performance applications for banking and financial services
Collaborate and drive cross team communication between core banking systems, payment platforms, and customer-facing channels
Implement cloud infrastructure (AWS, Azure, or GCP) and CI/CD pipelines for streamlined deployment
Explore AI/ML models to enhance fraud detection, risk analysis, and customer insights
Ensure system resilience with high availability, low-latency performance, and disaster recovery strategies
Apply security best practices including data encryption, identity management, and fraud prevention
Optimize databases and data pipelines for real-time financial processing
Collaborate with Agile teams (Scrum or Kanban) to deliver iterative, impactful solutions
Participate in code reviews, technical discussions, and architectural decision-making
Requirements
Experience working with the Tieto Card Suite or experience working within the Card Issuing Domain
Understanding of AWS - experience here is a strong asset for building scalable, cloud-based architecture
Hands-on experience with Hardware Security Modules (HSMs) to support secure transaction workflows and data protection
Prior collaboration with Visa is highly desirable
Working knowledge of Java is a plus
Strong grasp of the SDLC and its practical application
Proficiency in data structures, flow diagrams, programming logic, and coding standards
Strong analytical skills and critical thinking
Demonstrated experience in banking IT systems is a major advantage
Fluent English is required in spoken and written communication due to working on the Pan-Baltic level
Benefits
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
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