Lower.com Field—Official Home of the Columbus Crew
Let’s make you a homeowner 🏡
Equal Housing Lender 
nmlsconsumeraccess.org
NMLS #1124061
lower.com/legal/social

Lower

marketing

Lower is a top mortgage lending company offering a range of home financing solutions. Their services include helping customers buy homes, refinance existing mortgages, access home equity through HELOCs and cash-out refinancing, and offering various loan types such as conventional loans, adjustable-rate mortgages, VA loans, FHA loans, and jumbo loans. Lower prides itself on a seamless, hassle-free application process, offering expert guidance, competitive rates, and exceptional customer service. They highlight their "Free Refi for Life" offer, ensuring clients can refinance without lending fees once they have initially bought or refinanced with Lower. Known for their customer-centric approach, they have received over 30,000 five-star reviews across multiple platforms.

• Own Lower’s third-party lead acquisition program end to end
• Identify, evaluate, onboard, and manage lead vendors
• Define and refine lead buying criteria
• Allocate and optimize budgets
• Analyze performance at a granular level
• Partner cross-functionally with Sales, Ops, Credit, and Analytics
• Establish benchmarks and vendor accountability
• Communicate insights to senior leadership

Lead Acquisition Marketing Manager

Lead Acquisition Marketing Manager owning and scaling third-party lead acquisition programs at Lower. Responsible for managing vendor relations, budget optimization, and performance analysis.

• Own lifecycle strategy & execution across Lower and Movoto, driving conversion, retention, cross-sell, and customer loyalty
• Build programs from scratch: onboarding flows, nurture journeys, re-engagement campaigns, repeat-customer paths
• Segment & personalize: Build enriched audiences using our customer database and 3rd-party datasets, test messaging, and scale personalization frameworks
• Lead with data: define KPIs, run A/B tests, and report on performance with insights and recommended actions
• Collaborate cross-functionally: work with data/engineering to ensure systems (Braze, Iterable) are powering the right journeys; with product/UX to embed messaging in user experiences; with creative/copy to tell compelling stories
• Innovate: push beyond “batch and blast” to deliver best-in-class lifecycle programs that drive measurable results

Lifecycle Marketing Lead

Lifecycle Marketing Lead at fintech company driving CRM strategy and execution across Lower and Movoto. Building and scaling multi-channel lifecycle programs for customer conversion and retention.

full-stack-engineer

• Shape the core services and features of Lower’s digital mortgage and home finance experiences
• Design scalable, reliable, and maintainable systems with an understanding of tradeoffs
• Ensure code quality through unit, integration, and end-to-end testing
• Optimize application performance and manage DevOps & CI/CD processes
• Collaborate effectively with cross-functional teams and mentor junior engineers
• Own projects from design through delivery while balancing scope, deadlines, and quality
• Advocate for engineering excellence and drive continuous improvement across processes and tooling

Senior Software Engineer – LowerOS Team

Senior Software Engineer shaping core services of a fintech mortgage platform. Designing scalable systems and collaborating with teams to enhance user experiences.

• As a Senior Software Engineer on the DTC team, you’ll play a key role in shaping technology that makes the lending process smarter, more transparent, and more human
• Work on impactful projects, collaborate with a talented team, and help us build scalable systems that directly improve how people achieve one of life’s biggest milestones—owning a home
• Coordinate projects from design through delivery, ensuring scope, deadlines, and quality are balanced
• Identify risks early (technical debt, bottlenecks, scalability limits) and propose mitigations
• Produce and maintain high-quality technical documentation for systems, processes, and decisions

Senior Software Engineer – DTC Team

Senior Software Engineer shaping technology for the mortgage fintech industry. Building scalable systems and collaborating with teams to improve homeownership processes.

sdet

• Work closely with Product & Design team to understand product requirements across different internal and external applications.
• Develop and document manual + automated testing plans based on product requirements.
• Review business requirements and recommend changes to develop reliable applications.
• Build automated e2e testing using the Playwright testing automation framework.
• Build automated API tests using Postman or similar as well as implementing automated tests in code.
• Build and analyze performance tests.
• Perform manual & exploratory testing as appropriate.
• Automate regression testing for scalability.
• Work with engineers to write API tests in code using Typescript.
• Work with the engineering and product teams to streamline and automate release processes while still ensuring stability & quality.
• Work with stakeholders and business experts to ensure critical financial math is completely accurate and in line with mortgage industry standards.
• Help integrate testing processes into CI/CD pipelines.
• Aid users and program teams in investigating and reproducing bugs found in production.
• Work with management to prioritize and categorize bugs.
• Identify applications & areas of applications that produce notably higher bug rates.
• Become an expert in the expected and desired behavior of mortgage applications.
• Explore and develop AI testing frameworks, confirming areas where it is an effective tool and where it is not.

SDET/QA Automation Engineer

Join Lower as a QA Engineer creating automation frameworks for fintech applications. Work on enhancing QA processes and collaboration with product and engineering teams.

engineering-manager

• Manage, mentor, and support a team of data engineers, fostering growth, accountability, and strong engineering practices.
• Plan, prioritize, and groom team work through sprint planning, backlog refinement, and capacity management.
• Conduct regular 1:1s, provide feedback and coaching, and support career development for team members.
• Partner with cross-functional leaders to align engineering priorities with business needs.
• Act as a player-coach by owning and delivering individual contributor work alongside the team.
• Design, build, and maintain scalable data pipelines using tools such as Snowflake, Fivetran, SQL, Python, and custom API integrations.
• Review pull requests, enforce coding standards, and ensure high-quality, maintainable, and well-documented code.
• Troubleshoot and resolve data pipeline issues, performance bottlenecks, and reliability concerns.
• Own and evolve the data engineering architecture with a focus on scalability, reliability, and simplicity.
• Identify and reduce technical debt, improve repository structure, and introduce best practices across the codebase.
• Partner closely with the analyst side of the team to ensure datasets are well-modeled, performant, and analysis-ready.
• Contribute to tooling, process improvements, and documentation that increase team velocity and data quality.
• Work directly with analyst teammates, product, marketing, and business stakeholders to understand data needs and translate them into technical solutions.
• Provide technical guidance and context to non-technical partners.
• Proactively identify opportunities where data engineering can unlock new insights or efficiencies.

Data Engineering Manager

Engineering Manager leading and mentoring a team of data engineers at a fintech firm. Building scalable data pipelines and ensuring technical architecture aligns with business needs.

Lower.com Field—Official Home of the Columbus Crew Let’s make you a homeowner 🏡 Equal Housing Lender  nmlsconsumeraccess.org NMLS #1124061 lower.com/legal/social

Lower

About the company

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6 jobs found

Lead Acquisition Marketing Manager

Lower

Lifecycle Marketing Lead

Lower

Senior Software Engineer – LowerOS Team

Lower

Senior Software Engineer – DTC Team

Lower

SDET/QA Automation Engineer

Lower

Data Engineering Manager

Lower