Hybrid Credit Officer – Asset Finance, Business & Commercial Banking

Posted last week

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About the role

  • Assess new and repeat Asset Finance based lending requests, reviewing/analysing financial statements and other information to ensure credit risks are well managed and within risk appetite
  • Help manage our Credit portfolio by providing timely and insightful decisions to set and manage credit risk appetite and ensuring it is clearly defined and well-communicated
  • Actively engage with various stakeholders to form effective relationships and maximise personal effectiveness
  • Develop an in-depth knowledge of Asset Finance and our product suite (namely Hire Purchase, Leasing and Loans), including documentation and associated credit, market, operational and regulatory risks
  • Look to develop your credit and structuring expertise to support larger clients
  • Drive efficiencies through simplification and challenge, and contribute to a high performing team

Requirements

  • A strong Credit background in Asset Finance (focussing on SME clients)
  • Demonstrable high levels of attention to detail, numeracy, and accuracy
  • Strong financial and non-financial analytical skills
  • Good operational understanding of Asset Finance Products
  • Strong (and oral) communication and influencing skills
  • Demonstrate continuous learning and self-development and become a subject matter expert
  • Effective time management skills with an ability to deliver quality outputs at pace whilst managing conflicting demands
  • Excellent inter-personal and team working skills, with a proven ability to motivate, enthuse colleagues

Benefits

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

Job title

Credit Officer – Asset Finance, Business & Commercial Banking

Job type

Experience level

Mid levelSenior

Salary

£65,385 - £72,650 per year

Degree requirement

Bachelor's Degree

Location requirements

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