Sr. Manager leading financial planning, forecasting, and reporting processes at Taco Bell. Providing actionable insights to drive business performance through data - driven recommendations.
About the role
- Credit Officer handling Asset Finance lending requests for SME clients at Lloyds Banking Group. Involves credit analysis, portfolio management, and stakeholder engagement with a focus on development.
Responsibilities
- Assess new and repeat Asset Finance based lending requests, reviewing/analysing financial statements and other information to ensure credit risks are well managed and within risk appetite
- Help manage our Credit portfolio by providing timely and insightful decisions to set and manage credit risk appetite and ensuring it is clearly defined and well-communicated
- Actively engage with various stakeholders to form effective relationships and maximise personal effectiveness
- Develop an in-depth knowledge of Asset Finance and our product suite (namely Hire Purchase, Leasing and Loans), including documentation and associated credit, market, operational and regulatory risks
- Look to develop your credit and structuring expertise to support larger clients
- Drive efficiencies through simplification and challenge, and contribute to a high performing team
Requirements
- A strong Credit background in Asset Finance (focussing on SME clients)
- Demonstrable high levels of attention to detail, numeracy, and accuracy
- Strong financial and non-financial analytical skills
- Good operational understanding of Asset Finance Products
- Strong (and oral) communication and influencing skills
- Demonstrate continuous learning and self-development and become a subject matter expert
- Effective time management skills with an ability to deliver quality outputs at pace whilst managing conflicting demands
- Excellent inter-personal and team working skills, with a proven ability to motivate, enthuse colleagues
Benefits
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
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