Compliance Analyst at Severn Trent Water leading data and monitoring strategy to optimize environmental impact. Designing insights through complex data analytics and enhancing decision - making across teams.
About the role
- Head of Risk and Compliance managing regulatory compliance and risk frameworks for a fintech scale-up. Leading risk assessments and ensuring adherence to Luxembourg and EU regulations.
Responsibilities
- Design and maintain the enterprise-wide Risk Management Framework, defining and monitoring risk appetite and key risk indicators
- Conduct risk assessments across operational, compliance, AML, ICT, outsourcing and fraud risks
- Implement and oversee the internal control framework in line with the three lines of defence model
- Prepare regular risk reporting to the Executive Committee and Board
- Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
- Implement and maintain compliance policies and procedures, and oversee the compliance monitoring plan
- Lead regulatory reporting and manage supervisory interactions with the CSSF
- Translate regulatory developments into concrete operational implementation
- Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
- Oversee the AML/CFT framework in accordance with Luxembourg law
- Supervise KYC processes and transaction monitoring
- Manage suspicious transaction reporting to competent authorities
- Conduct annual AML risk assessments and lead staff training programmes
- Ensure compliance with ICT risk and operational resilience requirements (including DORA)
- Supervise the outsourcing governance framework
- Oversee incident reporting and business continuity arrangements
Requirements
- Minimum 8 years of experience in risk and compliance within a regulated financial institution (payment institution, e-money institution, bank or regulated fintech)
- Proven experience interacting directly with the CSSF and managing supervisory relationships
- Strong knowledge of the Luxembourg regulatory framework: Law of 10 November 2009 (PSD2), Law of 12 November 2004 (AML/CFT), CSSF Circulars 12/552, 22/806 and 20/750
- Solid grasp of the European framework: PSD2, EBA Guidelines (Internal Governance, Outsourcing, ML/TF Risk Factors), DORA and GDPR
- Experience in license applications or regulatory remediation is a strong plus
- Ability to operate independently and build frameworks from the ground up in a scaling environment
- Excellent analytical and communication skills
- Fluent English required; French considered a strong asset
Benefits
- Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
- Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
- Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
- Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
- Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
- Personal Time Off: Enjoy flexibility with your personal time off.
- Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our Luxembourg office and 2 days at home.
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