Chief Financial Officer developing financial strategies to ensure fiscal health at Horizon Credit Union. Overseeing all financial functions and driving sustainable growth.
Responsibilities
Develop and execute financial strategies that align with the credit union’s mission, vision, and strategic goals
Develop credit union Strategic Plan in collaboration with Senior Management Team and Board of Directors
Collaborate with the executive team to drive sustainable growth, profitability, and member value
Provide financial insights and recommendations to the CEO and Board of Directors to inform decision-making
Oversee budgeting, forecasting, and financial modeling processes to ensure accurate and timely financial reporting
Monitor financial performance against strategic and operational goals, identifying opportunities and risks
Lead the evaluation of new business opportunities, including mergers, acquisitions, and investments
Ensure accurate and timely preparation of financial statements in compliance with GAAP and regulatory standards
Direct the management of accounts, payroll, and internal financial controls
Serve as the primary liaison with external auditors and regulatory agencies during examinations
Oversee liquidity management, capital adequacy, and interest rate risk strategies
Optimize investment portfolios and funding strategies to meet long-term goals
Manage the credit union’s cash flow, ensuring alignment with operational needs and regulatory requirements
Support compliance with all applicable laws, regulations, and internal policies
Collaborate with risk management team to identify, assess, and mitigate financial and operational risks
Requirements
Bachelor's degree in Accounting, Finance, or a related field.
Minimum ten years of progressive leadership experience in financial management within the banking or financial services industry.
Demonstrated leadership and in-depth knowledge of bank financial operations, regulatory compliance and financial risk management practices.
Master of Business Administration (MBA) or Certified Public Accountant (CPA) designation preferred.
Deep understanding of credit union regulations (NCUA, DFI, CFPB) and GAAP
Expertise in financial forecasting, budgeting, and advanced financial modeling
Strong interpersonal and communication skills, with the ability to influence stakeholders at all levels
Proficiency with financial systems and tools, including core banking software and ALM systems
Strong analytical and problem-solving skills, with the ability to assess complex data, provide actionable insights, and make sound recommendations
Exceptional communication and presentation skills, with experience engaging executive leadership and Boards of Directors.
Benefits
Medical, Dental, & Vision Insurance for full-time and reduced full-time employees & their families
Telemedicine for part-time employees
Paid Group Life and Disability Insurance
Employee Assistance Program
Tuition Reimbursement Program
401K Retirement Savings
Employer 401K Retirement Contributions & Matching upon eligibility
Discretionary Annual Incentive Bonus based on eligibility criteria
Paid Time Off per Full Calendar Year: § 10 hours of PTO per month (prorated for reduced full-time and part-time) § Paid Birthday Holiday § 2 Paid Wellness Days § Up to 24 hours of Paid Volunteer Time annually § 11 Paid Holidays
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