Hybrid Commercial Card Risk Manager

at Huntington National Bank

• Job title: Commercial Card Risk Manager
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: $70,000 - $140,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Columbus, United States

About the role

• Commercial Card Risk Manager overseeing Commercial Credit Card business's credit and operational risk strategy programs. Collaborates with internal and external partners to achieve strategic goals.

Responsibilities

• Oversight and monitoring of existing Commercial Credit Card portfolio with goal to reduce/mitigate credit, fraud losses, and employee misuse while balancing the customer experience/impact
• Identify Risks and develop proper controls to mitigate
• Evaluate effectiveness of controls and escalate as appropriate
• Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments
• Responsible for creation and approval of internal new product/service risk assessments for new product launches/enhancements
• Deliver timely escalation of all issues requiring attention to senior management
• Work with business segment management to ensure that the overall risk function is effectively supporting strategic goals
• Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates
• In partnership with Commercial Card Product team, work with key internal partners, external vendors, and customers to develop/launch proper risk controls across the product set
• Partner with internal stakeholders to update documentation on a regularly scheduled basis; including credit policies, procedures, and process flows
• Act as the central point for receipt and distribution of important risk information for the business segment and reciprocate the flow of information back to corporate risk management
• Act as Business Segment Relationship Manager (BSRM) for vendor partnerships, ensuring we are meeting Third Party Risk Management requirements
• Ensure business segment adheres to corporate and business unit policies and procedures
• Must be aware of and keep abreast of credit risk associated with assigned business segment
• Performs other duties as assigned.

Requirements

• Bachelor’s degree
• Minimum of 5 years of experience in Compliance, Risk Management or Operational Risk, preferably in Payments and or Commercial Credit Card
• In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered
• Underwriting (credit) and Card Fraud/Disputes experience
• Advanced knowledge of risk management principles and regulatory compliance requirements
• Strong organizational, analytical, critical thinking and problem-solving skills
• Excellent verbal and written communications
• Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses
• Ability to deal with ambiguity, multi-task and work in a fast-paced environment
• Proficiency in MS Office suite.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)