Hybrid Senior Credit Analyst

Posted last month

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About the role

  • Evaluate credit risks by analyzing financial data and credit history at GM Financial. Collaborate with dealers and internal teams for seamless credit processing.

Responsibilities

  • Evaluate credit risk by analyzing applicants’ credit history and financial data
  • Make informed decisions on credit approvals
  • Work closely with internal departments, automobile dealers, and external finance sources
  • Ensure smooth credit processes

Requirements

  • Knowledge of sales, credit and funding processes in consumer finance
  • Knowledge of motor vehicle retail installment documentation
  • Knowledge of the company’s credit policies
  • Working knowledge of consumer credit, credit laws and regulations
  • Knowledge of the retail automobile finance industry
  • Knowledge of indirect retail auto financing
  • Knowledge of State and Federal regulatory requirements
  • Knowledge consumer finance and banking environment
  • Strong analytical and problem solving skills
  • Superior customer relations skills
  • Effective communication skills including verbal, written, and presentation
  • Sales skills necessary to develop and maintain productive dealer relationships
  • Negotiation skills
  • High School Diploma or equivalent required, Bachelor’s Degree preferred
  • 2-3 years of relevant experience preferred

Benefits

  • Generous benefits package available on day one to include: 401K matching
  • bonding leave for new parents (12 weeks, 100% paid)
  • tuition assistance
  • training
  • GM employee auto discount
  • community service pay
  • nine company holidays

Job title

Senior Credit Analyst

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

High School Diploma

Location requirements

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