Hybrid Analyst I, Commercial Credit Analysis

Posted 18 hours ago

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About the role

  • Analyst I performing credit analysis for commercial loan requests at FNBO. Responsibilities include financial evaluation, preparing documentation, and supporting exceptional customer experiences.

Responsibilities

  • Perform independent credit analysis of commercial loan requests (CRE, C&I, and Agribusiness)
  • Complete financial analysis and evaluation of credit worthiness
  • Prepare loan memorandums, risk rating matrices, financial analysis and collateral analysis
  • Develop and maintain a thorough understanding of loan products and procedures
  • Interact with and provide an exceptional customer experience to internal and external customers
  • Conduct complete credit underwriting including preparing accurate and timely loan presentation packets
  • Spread and analyze financial information for borrowers, guarantors and related entities
  • Ensure compliance with loan policy and compliance standards
  • Provide exceptional customer service to staff, customers, and other related parties in support of the credit process

Requirements

  • Bachelor’s degree in Accounting, Business Administration, Finance, Economics, or related field or equivalent work experience
  • General understanding of financial statements, lending policies, procedures, practices, and documentation including cash flow and collateral analysis
  • Ability to adapt and manage multiple deadlines is required
  • Experience in credit analysis is preferred.

Benefits

  • Medical, Dental, Vision Insurance
  • 401k, With Matching Contributions
  • Time Off Programs
  • Health Savings Account (HSA)/Dependent Care
  • Employee Banking
  • Growth Opportunities
  • Tuition Assistance
  • Short-Term/Long-Term Disability Insurance

Job title

Analyst I, Commercial Credit Analysis

Job type

Experience level

Mid levelSenior

Salary

$47,613 - $78,560 per year

Degree requirement

Bachelor's Degree

Location requirements

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